235 Terrace Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 235 Terrace Dr, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,236 sqft · built 1978
Lot Size	0.549 acres (23,906 sqft)
Owner	2 Trust Names on Record
Last Sale	$224,900 (Jan 2011)
Tax Bill	$2,768 (2024)
Deeds & Mortgages	Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-025795`

Property Details

APN / Parcel Number

Primary APN	`02-025795`
Alternative APNs	`2025795` `025795`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Total Area
Basement Area	407 sqft
Finished Basement	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,906 sqft (0.549 acres)
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	025795
Street Address	235 TERRACE DR
City	PRINCE FREDERICK
State	MD
Zip	20678-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 12 BAY TERRACE
Legal Subdivision	BAY TERRACE
Legal Lot Number	12
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	860702

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2460 EMMANUEL CT, HUNTINGTOWN, MD 20639
Owner Type	Individual
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2011 · Amount on Record
Deed Sale	Jan 12, 2011 · Amount on Record
Deed Document Number	2011101183
Deed Book / Page	3652 / 443
Last Transfer Date	Feb 25, 2021
Transfer Doc	0058810273
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Mar 5, 2021
Property Address	235 TERRACE DR, PRINCE FREDERICK, MD 20678-4253
Document Number	0058810273
Book / Page	5881 / 273
Map Reference	MB JLB 2 PL 28
Instrument Date	Feb 25, 2021
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2460 EMMANUEL CT, HUNTINGTOWN, MD 20639

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,700 (+8.01%)	$298,300 (-) Land $108,100 Building $190,200
2025		$257,100 (+11.91%)	$298,300 (+26.13%) Land $108,100 Building $190,200
2024	$2,768.00 (+16.01%)
2023	$2,386.00	$229,733	$236,500 Land $108,100 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures