235 Sunset Cir, Cross Junction, VA 22625 Property Records

Frederick County property record for 235 Sunset Cir, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,452 sqft · built 2004
Lot Size	0.34 acres (14,935 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,000 (Jun 2018)
Tax Bill	$2,761 (2026)
Deeds & Mortgages	Dec 2020 Refinance Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A022-2-304`

Property Details

APN / Parcel Number

Primary APN	`18A022-2-304`
Alternative APN	`8001499`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	968 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,935 sqft (0.34 acres)
Terrain	Wooded
Porch	Porch
Porch Area	208 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001499
Street Address	235 SUNSET CIR
City	CROSS JUNCTION
State	VA
Zip	22625-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L304 P2 S2
Legal Subdivision	LAKE HOLIDAY
Legal Phase	2
Legal Lot Number	304
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4012
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41277 CANONGATE DR, LEESBURG, VA 20175-7074
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	Aug 5, 2013 · Amount on Record
Deed Document Number	20186118
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	235 SUNSET CIR, CROSS JUNCTION, VA 22625-2464
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017791
Date	Dec 8, 2020
Instrument	200017791

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	235 SUNSET CIR, CROSS JUNCTION, VA 22625-2464
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006134
Date	Jun 25, 2019
Instrument	190006134

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 28, 2018
Property Address	235 SUNSET CIR, CROSS JUNCTION, VA 22625-2464
Document Number	0000006118
Instrument Date	Jun 26, 2018
Instrument	180006118
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47266 OX BOW CIR, STERLING, VA 20165-3141

Mortgage

Document Number	0000006119
Date	Jun 28, 2018
Instrument	180006119

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,761.00 (+10.4%)	$521,000 Land $153,000 Building $368,000	$521,000 Land $153,000 Building $368,000
2025	$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures