235 Summer Creek Ln, Rosenberg (Richmond), TX 77469 Property Records

Fort Bend County property record for 235 Summer Creek Ln, Rosenberg, TX 77469

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,742 sqft · built 2009
Lot Size0.166 acres (7,240 sqft)
OwnerIndividual Name on File
Last Sale$278,600 (Sep 2020)
Tax Bill$8,609 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR322982

Property Details

APN / Parcel Number

Primary APNR322982
Alternative APN
  • 7585-02-002-0250-901

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,742 sqft Living Area
Gross Area3,394 sqft
1st Floor Area1,706 sqft
2nd Floor Area1,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialFrame/Masonry
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,240 sqft (0.166 acres)
View / LotInterior
Garage TypeAttached
Garage Area652 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area147 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address235 SUMMER CREEK LN
CityROSENBERG
StateTX
Zip77469-4645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMER LAKES SEC 2, BLOCK 2, LOT 25
Legal SubdivisionSUMMER LAKES SEC 2
Legal Block2
Legal Lot Number25
JurisdictionFORT BEND TX
Township / Civil DivisionROSENBERG-RICHMOND
Census Block Group3
Census Block3007
Census Tract675502

Owner

235 Summer Creek Ln is owned and occupied by an individual who bought it in September 2020.

Source: Fort Bend County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 6, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 30, 2020Vendor's Lien, Transfer · FHA Mortgage
GIBRALTAR MORTGAGE SERVICES LLC
May 11, 2017Vendor's Lien, Transfer · FHA Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Prior SaleMay 11, 2017 · Amount on File
Deed Document Number2020134437
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645

Mortgage

Document Number0000098535
DateSep 24, 2025
Instrument2025098535
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address600 CLUBHOUSE DR, CORAOPOLIS, PA 15108
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2050

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645
Transaction TypeMortgage
Record UpdatedFeb 7, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645

Mortgage

Document Number0000115635
DateSep 6, 2022
Instrument2022115635
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueOct 1, 2050

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateSep 30, 2020
Property Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645
Document Number0000134437
Map ReferenceSL 20040173
Instrument DateSep 30, 2020
Instrument2020134437
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyHOMELAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645

Mortgage

Document Number0000134438
DateSep 30, 2020
Instrument2020134438
Lender
NameGIBRALTAR MORTGAGE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

May 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateMay 11, 2017
Property Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645
Document Number0000050741
Map ReferenceSL20040173
Instrument DateMay 10, 2017
Instrument2017050741
Transaction TypeTransfer
Record UpdatedJan 27, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2315, ALVIN, TX 77512-2315

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address235 SUMMER CREEK LN, ROSENBERG, TX 77469-4645

Mortgage

Document Number0000050742
DateMay 11, 2017
Instrument2017050742
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 235 Summer Creek Ln was $8,609.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
MunicipalityRosenberg City
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,609.00$360,404 Land $50,050 Building $310,354$360,404 Land $50,050 Building $310,354
2023$6,031.00$312,420 Land $38,500 Building $273,920$312,420 Land $38,500 Building $273,920
2018$4,687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Summer Creek Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Summer Creek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROSENBERG
serves 43,158 people · EPA ID TX0790003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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