235 Sterlin Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 235 Sterlin Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	2 bd · 3,158 sqft · built 1998
Lot Size	10 acres (436,036 sqft)
Owner	2 Company Names on File
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Dec 2024 Transfer Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-7-36-00-0-00015-03`

Property Details

APN / Parcel Number

Primary APN	`3-08-7-36-00-0-00015-03`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,158 sqft Adjusted Area
1st Floor Area	1,440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	436,036 sqft (10 acres)
Shed	1 Shed
Shed Area	640 sqft
Utility Building	480 sqft

Location & Zoning

Street Address	235 STERLIN LN
City	HERNANDO
State	MS
Zip	38632-7315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT SE1/4
Legal Range	008
Legal Township	03S
Legal Section	36
Legal Subdivision	WILBUR N STEVENS TRACT
Legal Lot Number	15
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	71123

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	235 STERLIN LN, HERNANDO, MS 38632-7315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2024	Intrafamily Transfer, Transfer
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 13, 2024
Transfer Doc	1024/22422
Record Updated	Jun 8, 2026

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 5, 2024
Property Address	235 STERLIN LN, HERNANDO, MS 38632-7315
Document Number	1024/22422
Book / Page	1024 / 22422
Instrument Date	Nov 13, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 STERLIN LN, HERNANDO, MS 38632-7315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	235 STERLIN LN, HERNANDO, MS 38632-7315

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	235 STERLIN LN, HERNANDO, MS 38632-7315
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004333/289
Date	Apr 12, 2017
Book Page	4333/289

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2027

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	235 STERLIN LN, HERNANDO, MS 38632-7315
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004674/037
Date	Feb 5, 2019
Book Page	4674/037

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+12.01%)	$23,587 (+33.03%) Land $5,005 Building $18,582	$235,868 (+33.03%) Land $50,050 Building $185,818
2023	$1,490.00	$17,730	$177,303 Land $50,050 Building $127,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 64% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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