235 State St, Apt 418, Springfield, MA 01103 Property Records

Hampden County and Springfield City property record for 235 State St, Apt 418, Springfield, MA 01103

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 957 sqft · built 1899
Lot Size	2.53 acres (110,498 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (May 2021)
Tax Bill	$3,043 (2026)
Deeds & Mortgages	May 2021 Refinance Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11110 P:1165`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11110 P:1165`
Alternative APN	`111101165`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	150 Units
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	110,498 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	111101165
Street Address	235 STATE ST, 418
City	SPRINGFIELD
State	MA
Zip	01103-1749
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B3
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	801902

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 STATE ST, 418, SPRINGFIELD, MA 01103-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage POLISH NATIONAL CU
May 26, 2021	Correction Deed
May 14, 2021	Correction Deed
May 15, 2017	Quit Claim Deed, Transfer MORTGAGE NETWORKS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	May 14, 2021 · Amount on File
Deed Book / Page	23905 / 345
Transfer Doc	021679-531
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	235 STATE ST APT 418, 418, SPRINGFIELD, MA 01103-1749
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023858-402
Date	May 3, 2021
Book Page	23858/402
Instrument	29897

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	235 STATE ST APT 418, 418, SPRINGFIELD, MA 01103-1749
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026115-83
Date	Nov 18, 2025
Book Page	26115/83
Instrument	55272

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2035

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 26, 2021
Property Address	235 STATE ST APT 418, 418, SPRINGFIELD, MA 01103-1749
Document Number	23905-345
Book / Page	23905 / 345
Instrument Date	May 14, 2021
Instrument	36137
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MAPLEWOOD TER, SPRINGFIELD, MA 01108-1608

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 14, 2021
Property Address	235 STATE ST APT 418, 418, SPRINGFIELD, MA 01103-1749
Document Number	23883-166
Book / Page	23883 / 166
Instrument Date	May 14, 2021
Instrument	33159
Record Updated	May 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MAPLEWOOD TER, SPRINGFIELD, MA 01108-1608

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 15, 2017
Property Address	235 STATE ST APT 418, 418, SPRINGFIELD, MA 01103-1749
Document Number	21679-531
Book / Page	21679 / 531
Instrument	26478
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 STATE ST APT 418, 418, SPRINGFIELD, MA 01103-1749

Mortgage

Document Number	216790535
Date	May 15, 2017
Instrument	21679/0535

Lender

Name	MORTGAGE NETWORKS INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,043.00 (+7.26%)	$196,800 (+8.79%) Building $196,800	$208,061 (+4.69%)
2025	$2,837.00 (+11.69%)	$180,900 (+21.41%) Building $180,900	$198,740 (+13.82%)
2024			$174,610
2023	$2,540.00	$149,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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