235 State St, Apt 107, Springfield, MA 01103 Property Records

Hampden County and Springfield City property record for 235 State St, Apt 107, Springfield, MA 01103

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 895 sqft · built 1899
Lot Size	2.53 acres (110,498 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Dec 2018)
Tax Bill	$2,795 (2026)
Deeds & Mortgages	Aug 2021 Refinance Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11110 P:0730`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11110 P:0730`
Alternative APN	`111100730`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	895 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1989
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	110,498 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	111100730
Street Address	235 STATE ST, 107
City	SPRINGFIELD
State	MA
Zip	01103-1740
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	B3
Legal Subdivision	CLASSICAL HIGH CONDO
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	801902

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	235 STATE ST, 107, SPRINGFIELD, MA 01103-1740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK
Dec 17, 2018	Condominium Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWPORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Feb 27, 2012 · Amount on Record
Deed Document Number	201874703
Deed Book / Page	22485 / 422
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	22485-422
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	235 STATE ST APT 107, 107, SPRINGFIELD, MA 01103-1740
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24060-458
Date	Aug 13, 2021
Book Page	24060/458
Instrument	56901

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 17, 2018
Property Address	235 STATE ST APT 107, 107, SPRINGFIELD, MA 01103-1740
Document Number	22485-422
Book / Page	022485 / 000422
Instrument Date	Nov 21, 2018
Instrument	74703
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WAYSIDE ST SPRINGFIELD MA 01118, SPRINGFIELD, MA 01118

Mortgage

Document Number	22485-425
Date	Dec 17, 2018
Book Page	022485/000425
Instrument	74704

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	235 STATE ST APT 107, 107, SPRINGFIELD, MA 01103-1740
Document Number	21939-258
Book / Page	021939 / 000258
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21939-258
Date	Nov 9, 2017
Book Page	021939/000258
Instrument	66582

Lender

Name	BANK OF NEWPORT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,795.00 (+7.25%)	$180,800 (+8.78%) Building $180,800	$187,432 (-0.2%)
2025	$2,606.00 (+11.65%)	$166,200 (+21.4%) Building $166,200	$187,815 (+3.13%)
2024			$182,115
2023	$2,334.00	$136,900 Building $136,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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