235 Single Oak Ln, Santo, TX 76472 Property Records

Palo Pinto County property record for 235 Single Oak Ln, Santo, TX 76472

Property Summary

Property Type	General Agricultural/Rural
Details	4,902 sqft · built 2009
Lot Size	11.1 acres (485,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,500 (Mar 2021)
Tax Bill	$11,836 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000034844`

Property Details

APN / Parcel Number

Primary APN	`R000034844`
Alternative APN	`157720040`

Interior

Building Area	4,902 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	485,476 sqft (11.1 acres)
Garage Area	630 sqft
Porch	Porch
Porch Area	452 sqft

Location & Zoning

Account Number	R000034844
Street Address	235 SINGLE OAK LN
City	SANTO
State	TX
Zip	76472-3634
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	LONE OAK ESTATES TR 4 G#L1134-00-00040-000-00-0
Legal Subdivision	LONE OAK ESTATES
Legal Tract	4
Jurisdiction	PALO PINTO TX
Township / Civil Division	PALO PINTO-SANTO
Census Block Group	2
Census Block	2033
Census Tract	300

Owner

Source: Palo Pinto County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 SINGLE OAK LN, SANTO, TX 76472-3634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Mar 11, 2021	Vendor's Lien, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	20211588
Deed Book / Page	2364 / 170
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	002364/170
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	235 SINGLE OAK LN, SANTO, TX 76472-3634
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 SINGLE OAK LN, SANTO, TX 76472-3634

Mortgage

Document Number	002520/635
Date	Oct 27, 2023
Book Page	2520/635
Instrument	2023-00005949

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78257

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	Mar 11, 2021
Property Address	235 SINGLE OAK LN, SANTO, TX 76472-3634
Document Number	2364/170
Book / Page	2364 / 170
Map Reference	VOL 1414 PG 531
Instrument Date	Feb 23, 2021
Instrument	2021-00001588
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 SINGLE OAK LN, SANTO, TX 76472-3634

Mortgage

Document Number	202100001589
Date	Mar 11, 2021
Instrument	2021-00001589

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	235 SINGLE OAK LN, SANTO, TX 76472-3634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2319/479
Date	Jun 11, 2020
Book Page	2319/479
Instrument	2020-00002997

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ALEDO, TX 76008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Apr 17, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Santo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,836.00 (+16.43%) Homeowner's exemption Senior Citizen's exemption	$4,020 (-96.9%)	$182,610 (+40.62%)
2024	$10,166.00 (+118.58%)
2023		$129,860	$129,860
2018	$4,651.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 69% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTO SUD serves 3,546 people · EPA ID TX1820010
Water Source	Purchased surface water from CITY OF MINERAL WELLS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Cirra Networks Fixed Wireless	35 / 7

May also be available: T-Mobile.

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