235 S Cherry St, Somonauk, IL 60552 Property Records

DeKalb County property record for 235 S Cherry St, Somonauk, IL 60552

Property Summary

Property Type	Single Family Home
Details	3 bd · built 1973
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$208,500 (Feb 2025)
Tax Bill	$7,229 (2024)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Oct 2024 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-32-457-005`

Property Details

APN / Parcel Number

Primary APN	`18-32-457-005`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	1832457005
Street Address	235 S CHERRY ST
City	SOMONAUK
State	IL
Zip	60552-9820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - BLK 12 - SOMONAUK (ORIGINAL TOWN)
Legal Subdivision	SOMONAUK (ORIGINAL TOWN)
Legal Block	12
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	SOMONAUK
Census Block Group	2
Census Block	2053
Census Tract	1900

Owner

235 S Cherry St is owned by an individual who bought it in February 2025.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1565 LAKE HOLIDAY DR, SANDWICH, IL 60548-9258
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 4, 2024	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Oct 22, 2019	Loan Modification, Mortgage · FHA Mortgage M&T BK
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 21, 2024	Correction Deed WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on File
Deed Sale	Feb 26, 2025 · Amount on File
Prior Sale	Oct 4, 2024 · Amount on File
Deed Document Number	20251422
Record Updated	Oct 29, 2026

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 26, 2025
Property Address	235 S CHERRY ST, SOMONAUK, IL 60552-9820
Document Number	0000001422
Instrument Date	Jan 23, 2025
Instrument	2025001422
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CROSSTOWN TITLE LLC, CROSSTOWN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD # BLVDMS5-25, BLVDMS5-25, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 LAKE HOLIDAY DR, SANDWICH, IL 60548-9258

Mortgage

Document Number	0000001423
Date	Feb 26, 2025
Instrument	2025001423

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

Interest

Rate	6.62%

October 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 4, 2024
Property Address	235 S CHERRY ST, SOMONAUK, IL 60552-9820
Document Number	0000007213
Map Reference	MB A PG 13
Instrument Date	Sep 20, 2024
Instrument	2024007213
Transaction Type	Foreclosure
Record Updated	Mar 31, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	235 S CHERRY ST, SOMONAUK, IL 60552-9820
Document Number	0000001029
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	235 S CHERRY ST SOMONAUK IL 605529820, SOMONAUK, IL 60552-9820

Mortgage

Document Number	0000001029
Date	Feb 4, 2020
Instrument	1029

Lender

Name	M&T BK
Type	Bank
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Interest

Rate	4%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	235 S CHERRY ST, SOMONAUK, IL 60552-9820
Document Number	0000001030
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	235 S CHERRY ST SOMONAUK IL 605529820, SOMONAUK, IL 60552-9820

Mortgage

Document Number	0000001030
Date	Feb 4, 2020
Instrument	1030

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

June 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 21, 2024
Property Address	235 S CHERRY ST, SOMONAUK, IL 60552-9820
Document Number	0000004273
Map Reference	MB A PG 13
Instrument Date	May 5, 2014
Instrument	2024004273
Record Updated	Mar 31, 2026
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 S CHERRY ST, SOMONAUK, IL 60552-9820
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Somonauk Township
Municipality	Somonauk Village
Unified School District	Somonauk Community Unit School District 432 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,166 Land $14,282 Building $52,884	$201,498 Land $42,846 Building $158,652
2024	$7,229.00
2023		$79,812 Land $11,762 Building $68,050	$239,436 Land $35,286 Building $204,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 S Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-LAKE HOLIDAY private · serves 4,750 people · EPA ID IL0995200
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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