235 River Loop Rd, Belmont, NC 28012 Property Records

Gaston County property record for 235 River Loop Rd, Belmont, NC 28012 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Bedrooms2 Beds
Bathrooms1 Baths
Architecture StyleRanch
Year BuiltBuilt 2006
Square Footage1,578 sqft Heated Area
Lot Size37,026 sqft (0.85 acres)
Last Sale$860,000 (2025)
Tax Bill$4,386.00 (2025)

Owner

Source: Gaston County records · APN 186428

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4932 GIBBONS LINK RD, CHARLOTTE, NC 28269-2670
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Warranty Deed, Transfer · Conventional Mortgage
VISTA POINT MORTGAGE LLC
Nov 30, 2021Warranty Deed, Transfer
May 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Apr 01, 2020Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Prior SaleDec 04, 2024 · Amount on Record
Deed Book / Page5608 / 2389
Prior Transfer DateSep 25, 1998
Prior Transfer Doc2845000547
Record RefreshedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 23, 2025
Property Address235 RIVER LOOP RD, BELMONT, NC 28012-2733
Document Number0056082389
Book / Page5608 / 2389
Map ReferenceMB 7 PG 94
Instrument DateDec 19, 2025
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4500 CAMERON VALLEY PARKWAY STE 400, 400, CHARLOTTE, NC 28211-3591

Transferred To (Grantee/Buyer)

NameVerified Name
Address4932 GIBBONS LINK RD, CHARLOTTE, NC 28269-2670

Mortgage

Document Number0056082392
DateDec 23, 2025
Instrument5608/2392
Lender
NameVISTA POINT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 30, 2021
Property Address235 RIVER LOOP RD, BELMONT, NC 28012-2733
Document Number0052900861
Book / Page5290 / 861
Map ReferenceMB 7 PG 94
Instrument DateNov 30, 2021
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

AmountAmount Recorded
Tax$1,240.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address235 RIVER LOOP RD, 235, BELMONT, NC 28012-2733

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 RIVER LOOP RD, BELMONT, NC 28012-2734

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address235 RIVER LOOP RD, BELMONT, NC 28012-2733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050390401
DateMay 01, 2019
Book Page5039/0401
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2039

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address235 RIVER LOOP RD, BELMONT, NC 28012-2733
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051120564
DateApr 01, 2020
Book Page5112/564
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressGASTONIA, NC 28053
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,386.00 (+2.74%)$614,300 (-) Land $213,830 Building $400,470
2023$4,269.00$614,300 Land $213,830 Building $400,470
2021$342,950 Land $134,410 Building $208,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN186428

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures1 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,578 sqft Heated Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionSteel Frame/Truss Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area37,026 sqft (0.85 acres)

Exterior Amenities

Total Buildings2 Total Buildings
Patio Area784 sqft Patio
Porch1 Porch
Porch Area68 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel

Location & Zoning

Street Address235 RIVER LOOP RD
CityBELMONT
StateNC
Zip28012-2733
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionRIVER VIEW PARK BLK A L 28-29, P/27 15 034B 110 00 000
Legal SubdivisionRIVER VIEW
Legal BlockA
JurisdictionGASTON NC
Minor Civil DivisionSOUTH POINT
Census Blockgroup1
Census Block1018
Census Tract32302

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