DeKalb County property record for 235 Ridge Dr, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Trust Name on File |
| Last Sale | $193,000 (Sep 2020) |
| Tax Bill | $7,945 (2024) |
| Deeds & Mortgages | May 2026 Transfer Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-14-105-005 |
| Primary APN | 08-14-105-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Lot Area | 9,375 sqft (0.215 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Account Number | 0814105005 |
|---|---|
| Street Address | 235 RIDGE DR |
| City | DEKALB |
| State | IL |
| Zip | 60115-1739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST SUB - 12TH ADDITION - LOT 7 BLOCK 24 |
| Legal Subdivision | HILLCREST SUB - 12TH ADDITION |
| Legal Block | 24 |
| Legal Lot Number | 7 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 900 |
235 Ridge Dr is owner-occupied and held in a trust since January 2026.
Source: DeKalb County records, as of June 30, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2725 GURLER RD, MALTA, IL 60150-8621 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2020 | Warranty Deed, Transfer US BK |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| May 30, 2017 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | May 30, 2017 · Amount on File |
| Deed Document Number | 20209903 |
| Last Transfer Date | Jan 4, 2026 |
| Transfer Doc | 0000004059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 18, 2026 |
| Property Address | 235 RIDGE DR, DEKALB, IL 60115-1739 |
| Document Number | 0000004059 |
| Instrument Date | Jan 4, 2026 |
| Instrument | 20264059 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 2725 GURLER RD, MALTA, IL 60150-8621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 28, 2020 |
| Property Address | 235 RIDGE DR, DEKALB, IL 60115-1739 |
| Document Number | 0000009903 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 9903 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 235 RIDGE DR DEKALB IL 601151739, DEKALB, IL 60115-1739 |
| Document Number | 9904 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 9904 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 235 RIDGE DR, DEKALB, IL 60115-1739 |
| Document Number | 0000007659 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 235 RIDGE DR DEKALB IL 601151739, DEKALB, IL 60115-1739 |
| Document Number | 0000007659 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 7659 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | May 30, 2017 |
| Property Address | 235 RIDGE DR, DEKALB, IL 60115-1739 |
| Document Number | 0000005110 |
| Instrument Date | May 26, 2017 |
| Instrument | 5110 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 811 ELLWOOD AVE DEKALB IL 601154146, DEKALB, IL 60115-4146 |
| Document Number | 5111 |
|---|---|
| Date | May 30, 2017 |
| Instrument | 5111 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SHAWNEE MISSION, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $115,783 Land $14,887 Building $100,896 | $347,349 Land $44,661 Building $302,688 | |
| 2024 | $7,945.00 | ||
| 2023 | $92,186 Land $11,853 Building $80,333 | $276,558 Land $35,559 Building $240,999 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 235 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1983–2007) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 235 Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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