235 Orchard Valley Cir, Ruston, LA 71270 Property Records

Lincoln Parish property record for 235 Orchard Valley Cir, Ruston, LA 71270

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,142 sqft · built 2008
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (May 2015)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`09183424039`

Property Details

APN / Parcel Number

Primary APN	`09183424039`
Alternative APN	`33077`

Interior

Full Baths	3 Baths
Building Area	2,142 sqft Living Area
Gross Area	3,046 sqft

Exterior

Year Built	Built 2008
Lot Area	66,211 sqft (1.52 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	288 sqft

Location & Zoning

Street Address	235 ORCHARD VALLEY CIR
City	RUSTON
State	LA
Zip	71270-1460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 OF CRESTHAVEN SUBD UNIT 2 AS PER PLAT REC @ COB (1232-101) (FROM PEACHTREE LAND DEVELOPMENT LLC) (1234-352) (FROM TRIO
Legal Subdivision	CRESTHAVEN
Legal Block	2
Legal Lot Number	39
Legal Unit	2
Jurisdiction	LINCOLN LA
Township / Civil Division	6
Census Block Group	3
Census Block	3010
Census Tract	960300

Owner

Source: Lincoln Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 ORCHARD VALLEY CIR, RUSTON, LA 71270-1460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2015 · Amount on Record
Deed Sale	May 21, 2015 · Amount on Record
Prior Sale	Jun 23, 2008 · Amount on Record
Deed Document Number	0000136838
Deed Book / Page	1299 / 641
Prior Transfer Date	May 23, 2011
Prior Transfer Doc	F117596
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	235 ORCHARD VALLEY CIR, RUSTON, LA 71270-1460
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223407
Date	Sep 23, 2025
Instrument	223407

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN LA
Property Address	235 ORCHARD VALLEY CIR, RUSTON, LA 71270-1460
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202613
Date	Feb 16, 2022
Instrument	202613

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lincoln Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Lincoln Parish
Unified School District	Lincoln Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,835.00 (+20.69%) Homeowner's exemption	$34,612 (+25.33%) Land $6,208 Building $28,404	$346,118 (+25.33%) Land $62,075 Building $284,043
2023	$2,349.00	$27,617 Land $4,180 Building $23,437	$276,173 Land $41,800 Building $234,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 318 High Speed.

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