235 Naylor St, Billings, MT 59101 Property Records

Yellowstone County property record for 235 Naylor St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,384 sqft · built 1951
Lot Size	0.337 acres (14,670 sqft)
Owner	Individual Name on File
Last Sale	$93,800 (May 2010)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`000C050530`

Property Details

APN / Parcel Number

Primary APN	`000C050530`
Alternative APNs	`03-1033-25-3-11-06-0000` `R0344533` `C050530` `C05053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,704 sqft
1st Floor Area	1,384 sqft
Basement Area	320 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,670 sqft (0.337 acres)
View / Lot	Commercial
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces
Porch	Stoop
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	235 NAYLOR ST
City	BILLINGS
State	MT
Zip	59101-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	REYNOLDS SUBD, S25, T01 N, R26 E, BLOCK 2, LOT 2
Legal Range	26E
Legal Township	01N
Legal Section	25
Legal Subdivision	REYNOLDS SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1027
Census Tract	800

Owner

235 Naylor St is owned and occupied by an individual who bought it in May 2010.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 NAYLOR ST, BILLINGS, MT 59101-6502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2010 · Amount on File
Deed Sale	May 3, 2010 · Amount on File
Deed Document Number	20103548200
Prior Transfer Date	Apr 29, 2010
Prior Transfer Doc	0003548200
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	235 NAYLOR ST, BILLINGS, MT 59101-6502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003896051
Date	Sep 10, 2019
Instrument	3896051

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 235 Naylor St was $1,714, down 24.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Unified School District	Lockwood K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,401 (-) Land $47,441 Building $157,960	$205,401 (-) Land $47,441 Building $157,960
2025	$1,714.00 (-24.46%)	$205,401 Land $47,441 Building $157,960	$205,401 Land $47,441 Building $157,960
2024	$2,269.00 (+68.07%)
2023	$1,350.00	$178,364	$178,364 Land $37,674 Building $140,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Naylor St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	9 (1997–2022)
Most Recent Claim	Jun 2022 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 3 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Naylor St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKWOOD WATER AND SEWER DISTRICT serves 5,900 people · EPA ID MT0000156
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: TCT Internet.

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