235 N Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 235 N Lyle Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1981
Lot Size	0.261 acres (11,390 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Dec 2020)
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-229-004`

Property Details

APN / Parcel Number

Primary APN	`06-16-229-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,802 sqft
Basement Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	11,390 sqft (0.261 acres)
Lot Dimensions	134 ft deep x 85 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	235 N LYLE AVE
City	ELGIN
State	IL
Zip	60123-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG COMMONS UNIT 1 LOT 25
Legal Subdivision	WILLIAMSBURG COMMONS
Legal Block	2
Legal Lot Number	25
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851904

Owner

235 N Lyle Ave is owner-occupied and held in a trust since December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	235 N LYLE AVE, ELGIN, IL 60123-5015
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE FUNDING LLC
Jul 30, 2021	Intrafamily Transfer, Transfer
Dec 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Aug 17, 1995 · Amount on File
Deed Document Number	202074516
Last Transfer Date	Dec 28, 2020
Transfer Doc	0000058334
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	235 N LYLE AVE, ELGIN, IL 60123-5015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052949
Date	Oct 30, 2018
Instrument	2018K052949

Lender

Name	PINNACLE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 30, 2021
Property Address	235 N LYLE AVE, ELGIN, IL 60123-5015
Document Number	0000058334
Instrument Date	Dec 28, 2020
Instrument	2021K058334
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 N LYLE AVE, ELGIN, IL 60123-5015

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 2, 2020
Property Address	235 N LYLE AVE, ELGIN, IL 60123-5015
Document Number	0000074516
Instrument Date	Nov 20, 2020
Instrument	74516
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	672 WHITE OAK LN BARTLETT IL 601032112, BARTLETT, IL 60103-2112

Tax Assessment & Valuation

The 2025 property tax bill for 235 N Lyle Ave was $4,692 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,692.00 Homeowner's exemption Senior Citizen's exemption	$109,262 (+8.57%) Land $31,976 Building $77,286	$327,917 (+8.57%) Land $95,966 Building $231,951
2024		$100,637 Land $29,452 Building $71,185	$302,032 Land $88,391 Building $213,640
2022	$5,766.00 (-2.81%) Homeowner's exemption	$82,902 (+6.96%) Land $24,262 Building $58,640	$248,706 (+6.96%) Land $72,786 Building $175,920
2021	$5,933.00 Homeowner's exemption	$77,507 Land $22,683 Building $54,824	$232,521 Land $68,049 Building $164,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 N Lyle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 N Lyle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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