Saginaw County property record for 235 N Hemlock Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 970 sqft · built 1924 |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (Nov 2022) |
| Tax Bill | $2,337 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-1021-000 |
| Primary APN | 22-12-2-28-1021-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 970 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,335 sqft (0.375 acres) |
| Lot Dimensions | 165 ft deep x 99 ft wide |
| Porch | Covered Porch |
| Porch Area | 44 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 235 N HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 99 FT OF S 528 FT OF E 165 FT OF NE 1/4 0.37 ACRE SEC 28 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 235 N HEMLOCK RD, HEMLOCK, MI 48626-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2022 · Amount on Record |
| Deed Sale | Nov 3, 2022 · Amount on Record |
| Prior Sale | Jul 8, 2004 · Amount on Record |
| Deed Document Number | 202228680 |
| Prior Transfer Date | Jan 28, 2015 |
| Prior Transfer Doc | 0000003282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 3, 2022 |
| Property Address | 235 N HEMLOCK RD, HEMLOCK, MI 48626-9404 |
| Document Number | 0000028680 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022028680 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22833 OHARA RD, 22833, MERRILL, MI 48637-9745 |
| Name | Verified Name |
|---|---|
| Address | 11513 ARMSTRONG DR S, SAGINAW, MI 48609-9692 |
| Document Number | 0000028681 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022028681 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,300 (+32.87%) | $94,600 (+32.87%) | |
| 2025 | $2,337.00 (-3.19%) Homeowner's exemption | ||
| 2023 | $35,600 | $71,200 | |
| 2022 | $2,414.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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