235 Medio Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 235 Medio Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,590 sqft · built 1974
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$905,000 (Jul 2005)
Tax Bill	$15,446 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`048-033-230`

Property Details

APN / Parcel Number

Primary APN	`048-033-230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,370 sqft
1st Floor Area	1,200 sqft
Basement Area	1,170 sqft
Finished Basement	390 sqft
Unfinished Basement	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	780 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 MEDIO AVE
City	HALF MOON BAY
State	CA
Zip	94019-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 29 & 30 BLK 4 SOUTH BALBOA TRACT RSM 5/6
Legal Subdivision	SOUTH BALBOA
Legal Block	4
Legal Lot Number	29,30
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2006
Census Tract	613502

Owner

Source: San Mateo County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 19, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 8, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2005 · Amount on Record
Deed Sale	Jul 1, 2005 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	2005110369
Prior Transfer Date	Sep 20, 1994
Prior Transfer Doc	0000024739
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335

Mortgage

Document Number	0000035618
Date	Mar 4, 2021
Instrument	2021-035618

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335

Mortgage

Document Number	0000001886
Date	Jan 17, 2023
Instrument	2023-001886

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 19, 2026
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Document Number	0000008256
Map Reference	MB 5 PG 6
Instrument Date	Feb 10, 2026
Instrument	2026-008256
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335

Mortgage

Document Number	0000008257
Date	Feb 19, 2026
Instrument	2026-008257

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	Jun 30, 2026
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Document Number	0000037124
Instrument Date	Feb 10, 2026
Instrument	202637124
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335

Mortgage

Document Number	0000037124,
Date	Jun 30, 2026
Instrument	202637124

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate	6.06%
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 21, 2021
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Document Number	0000174147
Map Reference	MB 5 PG 6
Instrument Date	Dec 15, 2021
Instrument	2021-174147
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335

Mortgage

Document Number	0000174148
Date	Dec 21, 2021
Instrument	2021-174148

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052762
Date	Jul 8, 2019
Instrument	2019-052762

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	235 MEDIO AVE, HALF MOON BAY, CA 94019-5335
Document Number	0000053831
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	235 MEDIO AVE HALF MOON BAY CA 940195335, HALF MOON BAY, CA 94019-5335

Mortgage

Document Number	0000053831
Date	Jun 11, 2020
Instrument	53831

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,261,476 (+2%) Land $630,738 Building $630,738
2025	$15,446.00 (+7.14%) Homeowner's exemption	$1,236,742 (+4.04%) Land $618,371 Building $618,371
2024	$14,416.00 (+3.71%)
2023	$13,900.00 (+2.03%) Homeowner's exemption	$1,188,720 Land $594,360 Building $594,360	$1,257,480
2022	$13,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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