235 McNaughton Ave, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 235 McNaughton Ave, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,027 sqft · built 1957
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$71,000 (Jun 1994)
Tax Bill	$6,521 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`143089 102.10-1-30`

Property Details

APN / Parcel Number

Primary APN	`143089 102.10-1-30`
Alternative APNs	`30891021000001030000` `006 0560000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,027 sqft Living Area
1st Floor Area	1,027 sqft
Game Room	Game Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	288 ft deep x 53.3 ft wide
Garage Type	Detached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	286 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	006 0560000
Street Address	235 MCNAUGHTON AVE
City	BUFFALO
State	NY
Zip	14225-4626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1999 SL 69
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1008
Census Tract	10700

Owner

235 McNaughton Ave is owned and occupied by two individuals who bought it in June 1994.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 MCNAUGHTON AVE, BUFFALO, NY 14225-4626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 1994 · Amount on File
Deed Sale	Jun 13, 1994 · Amount on File
Deed Book / Page	10872 / 6285
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	235 MCNAUGHTON AVE, BUFFALO, NY 14225-4626
Document Number	0138192635
Book / Page	013819 / 002635
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MCNAUGHTON AVE CHEEKTOWAGA NY 142254626, CHEEKTOWAGA, NY 14225-4626

Mortgage

Document Number	0138192635
Date	Jul 20, 2017
Book Page	013819/002635

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 235 McNaughton Ave was $6,521 with a homeowner's exemption, up 115.3% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,521.00 (+115.29%) Homeowner's exemption
2025	$3,029.00 (-42.77%)	$171,000 (-) Land $16,800 Building $154,200	$228,000 (+6.67%) Land $22,400 Building $205,600
2024	$5,293.00 Homeowner's exemption	$171,000 (-) Land $16,800 Building $154,200	$213,750 (+13.75%) Land $21,000 Building $192,750
2023	Homeowner's exemption	$171,000 Land $16,800 Building $154,200	$187,912 Land $18,462 Building $169,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 McNaughton Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 McNaughton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20