235 Mallard Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 235 Mallard Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,840 sqft · built 2005
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jul 2021)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Jul 2021 Sale Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455406398045000`

Property Details

APN / Parcel Number

Primary APN	`455406398045000`
Alternative APN	`55070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Heated Area
Upper Floors Area	920 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	149 ft deep x 151 ft wide
Porch	Open Porch
Porch Area	360 sqft
Deck Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55070
Street Address	235 MALLARD CIR
City	MURPHY
State	NC
Zip	28906-5661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5 & 6 BLK 1 SEC 9 BEAR PAW 1574/696
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2044
Census Tract	930603

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	465 PINELLAS BAYWAY S APT 301, 301, TIERRA VERDE, FL 33715-1988
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer
Nov 17, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	0000656236
Deed Book / Page	656 / 236
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 1, 2021
Property Address	235 MALLARD CIR, MURPHY, NC 28906-5661
Document Number	1685/1
Book / Page	1685 / 1
Map Reference	CAB B SL 66
Instrument Date	Jun 29, 2021
Instrument	4439
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 SE 20TH PL, 1105, CAPE CORAL, FL 33990-1856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MALLARD CIR, MURPHY, NC 28906-5661

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 17, 2017
Property Address	235 MALLARD CIR, MURPHY, NC 28906-5661
Document Number	01574/0696
Book / Page	01574 / 0696
Map Reference	CAB B SL 66
Instrument Date	Nov 9, 2017
Instrument	05401
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4437 CENTRAL DR, 4437, STONE MOUNTAIN, GA 30083-2446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5346 W MANSON COLFAX RD, COLFAX, IN 46035-9780

Mortgage

Document Number	05402
Date	Nov 17, 2017
Instrument	05402

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00	$138,580 (-)	$138,580 (-) Land $8,000 Building $130,580
2023		$138,580	$138,580 Land $8,000 Building $130,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR PAW RESORT private · serves 909 people · EPA ID NC0120103
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CND Acquisition Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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