Niagara County and Porter Town property record for 235 Main St, Youngstown, NY 14174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,472 sqft · built 1930 |
| Lot Size | 0.279 acres (12,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Feb 1999) |
| Tax Bill | $8,969 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 293401 45.18-1-44 |
| Primary APN | 293401 45.18-1-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 736 sqft |
| 2nd Floor Area | 736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,174 sqft (0.279 acres) |
| Lot Dimensions | 217 ft deep x 56.1 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 530 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 235 MAIN ST |
|---|---|
| City | YOUNGSTOWN |
| State | NY |
| Zip | 14174-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 106 |
| Legal Subdivision | FORT NIAGARA TRACT |
| Legal Block | 1 |
| Legal Lot Number | 44.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | PORTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 24501 |
Source: Niagara County and Porter Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 151 BUFFALO AVE, NIAGARA FALLS, NY 14303-1245 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Dec 15, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 1999 · Amount on Record |
| Deed Sale | Feb 26, 1999 · Amount on Record |
| Deed Book / Page | 2903 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 235 MAIN ST, YOUNGSTOWN, NY 14174-1012 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 235 MAIN ST, YOUNGSTOWN, NY 14174-1012 |
| Document Number | 0000007107 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 2022-07107 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 235 MAIN ST, YOUNGSTOWN, NY 14174-1012 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 235 MAIN ST, YOUNGSTOWN, NY 14174-1012 |
| Document Number | 0000004942 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-04942 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 235 MAIN ST, YOUNGSTOWN, NY 14174-1012 |
| Document Number | 0000006874 |
| Instrument Date | Apr 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 235 MAIN ST YOUNGSTOWN NY 141741012, YOUNGSTOWN, NY 14174-1012 |
| Document Number | 0000006874 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 6874 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Dec 15, 2017 |
| Property Address | 235 MAIN ST, YOUNGSTOWN, NY 14174-1012 |
| Document Number | 0000024698 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 24698 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 BUFFALO AVE NIAGARA FALLS NY 143031243, NIAGARA FALLS, NY 14303-1243 |
Source: Niagara County and Porter Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Porter Town |
| Municipality | Youngstown Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,969.00 (+3.32%) | ||
| 2025 | $8,681.00 | $190,000 (-) Land $31,500 Building $158,500 | $431,800 (+18.17%) Land $71,588 Building $360,212 |
| 2023 | $190,000 Land $31,500 Building $158,500 | $365,400 Land $60,579 Building $304,821 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2017–2019) |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YOUNGSTOWN (V) serves 2,021 people · EPA ID NY3116262 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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