235 Main St, Nerstrand, MN 55053 Property Records

Rice County property record for 235 Main St, Nerstrand, MN 55053

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,090 sqft · built 2025
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Feb 2021)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Mar 2023 Transfer Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21.14.1.26.010`

Property Details

APN / Parcel Number

Primary APN	`21.14.1.26.010`

Interior

Stories	1 Story
Building Area	3,090 sqft Gross Area
Basement Area	2,475 sqft
Unfinished Basement	2,475 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	3,500 sqft (0.08 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	235 MAIN ST
City	NERSTRAND
State	MN
Zip	55053-3800
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOT 1 BLOCK 5 OF NERSTRAND ORIG TOWN
Legal Subdivision	NERSTRAND ORIG TOWN
Legal Block	5
Legal Lot Number	1
Jurisdiction	RICE MN
Township / Civil Division	NERSTRAND
Census Block Group	2
Census Block	2025
Census Tract	70400

Owner

235 Main St, a commercial property, is owned by a company that bought it in February 2021.

Source: Rice County records, as of June 8, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 157, NERSTRAND, MN 55053-0157
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Warranty Deed, Transfer · Closed-End Mortgage LAKE CITY FEDERAL BANK
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS ST BK W CONCORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on File
Deed Sale	Feb 16, 2021 · Amount on File
Prior Sale	Jun 17, 1998 · Amount on File
Deed Document Number	2021736218
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICE MN
Recording Date	Mar 15, 2023
Property Address	235 MAIN ST, NERSTRAND, MN 55053-3800
Document Number	000A758863
Instrument Date	Mar 14, 2023
Instrument	A758863
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 157, NERSTRAND, MN 55053-0157

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Feb 16, 2021
Property Address	235 MAIN ST, NERSTRAND, MN 55053-3800
Document Number	000A736218
Instrument Date	Feb 11, 2021
Instrument	A736218
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	KNIGHT BARRY TITLE, KNIGHT BARRY TITLE INC

Transaction

Amount	Amount on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12444 170TH ST E, NERSTRAND, MN 55053

Mortgage

Document Number	000A736219
Date	Feb 16, 2021
Instrument	A736219

Lender

Name	LAKE CITY FEDERAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 11, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	235 MAIN ST, NERSTRAND, MN 55053-3800
Document Number	0000701628
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 144 NERSTRAND MN 550530144, NERSTRAND, MN 55053-0144

Mortgage

Document Number	0000701628
Date	Oct 6, 2017
Instrument	701628

Lender

Name	FARMERS ST BK W CONCORD
Type	Bank
Address	DENNISON, MN 55018-0027

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 235 Main St was $1,634.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Nerstrand City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00	$142,300 (+43.59%) Land $17,500 Building $124,800	$142,300 (+43.59%) Land $17,500 Building $124,800
2025		$99,100 (+11.72%) Land $17,500 Building $81,600	$99,100 (+11.72%) Land $17,500 Building $81,600
2024	$1,482.00 (+0.14%)	$88,700 (-) Land $12,300 Building $76,400	$88,700 (-) Land $12,300 Building $76,400
2023	$1,480.00	$88,700 Land $12,300 Building $76,400	$88,700 Land $12,300 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Nerstrand serves 299 people · EPA ID MN1660009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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