235 Lou's Ct, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 235 Lou's Ct, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,835 sqft · built 1983
Lot Size	1.08 acres (47,306 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,235,000 (Mar 2019)
Tax Bill	$16,525 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`107-251-28`

Property Details

APN / Parcel Number

Primary APN	`107-251-28`
Alternative APN	`107-251-28-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,835 sqft Living Area
Gross Area	3,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	47,306 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	816 sqft
Patio Area	816 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	235 LOUS CT
City	WATSONVILLE
State	CA
Zip	95076-0230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	DE LOS CORRALITOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 LOLIS CT, CORRALITOS, CA 95076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Intrafamily Transfer, Transfer ATLAS TITLE COMPANY
Jul 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROSPECT HOME FINANCE
Apr 27, 2021	Intrafamily Transfer, Transfer
Mar 15, 2019	Grant Deed, Transfer · ARM US BANK NA
Feb 26, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	20196609
Last Transfer Date	Jul 8, 2021
Transfer Doc	0000038997
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2021
Property Address	235 LOUS CT, WATSONVILLE, CA 95076-0230
Document Number	0000038997
Map Reference	VOL 20 PG 12
Instrument Date	Jul 8, 2021
Instrument	2021-0038997
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	235 LOUS CT, WATSONVILLE, CA 95076-0230

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2021
Property Address	235 LOUS CT, WATSONVILLE, CA 95076-0230
Document Number	0000038995
Map Reference	VOL 20 PG 12
Instrument Date	Jul 8, 2021
Instrument	2021-0038995
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	235 LOUS CT, WATSONVILLE, CA 95076-0230

Mortgage

Document Number	0000038996
Date	Jul 23, 2021
Instrument	2021-0038996

Lender

Name	PROSPECT HOME FINANCE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 27, 2021
Property Address	235 LOUS CT, WATSONVILLE, CA 95076-0230
Document Number	0000024084
Map Reference	VOL 20 PG 12
Instrument Date	Apr 21, 2021
Instrument	2021-0024084
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	235 LOUS CT, CORRALITOS, CA 95076-0230

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 15, 2019
Property Address	235 LOUS CT, WATSONVILLE, CA 95076-0230
Document Number	0000006609
Map Reference	VOL 20 PG 12
Instrument Date	Mar 13, 2019
Instrument	2019-0006609
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	235 LOUS CT, WATSONVILLE, CA 95076-0230

Mortgage

Document Number	0000006610
Date	Mar 15, 2019
Instrument	2019-0006610

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 26, 2018
Property Address	235 LOUS CT, WATSONVILLE, CA 95076-0230
Document Number	0000005710
Instrument Date	Feb 20, 2018
Instrument	5710
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,276.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	235 LOUS CT CORRALITOS CA 950760230, CORRALITOS, CA 95076-0230

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,405,219 (+2%) Land $807,859 Building $597,360
2025	$16,525.00 (+9.21%) Homeowner's exemption	$1,377,667 (+4.04%) Land $792,019 Building $585,648
2023	$15,132.00 (+1.89%) Homeowner's exemption	$1,324,170 Land $761,264 Building $562,906	$1,212,390
2022	$14,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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