235 Lord St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 235 Lord St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1912
Lot Size	0.417 acres (18,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2021)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Transfer + 1 more
APN	`060300 79.20-1-4.2`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-1-4.2`
Alternative APNs	`0603000790200001004000` `030102000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	1,048 sqft
2nd Floor Area	644 sqft
Upper Floors Area	160 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,200 sqft (0.417 acres)
Lot Dimensions	200 ft deep x 91 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030102000
Street Address	235 LORD ST
City	DUNKIRK
State	NY
Zip	14048-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	1
Legal Lot Number	4.002
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	2
Census Block	2008
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 LORD ST, DUNKIRK, NY 14048-2935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 21, 2020	Correction Deed
Oct 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Jun 10, 2008 · Amount on Record
Deed Document Number	20216523
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	DE2020005769
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 10, 2021
Property Address	235 LORD ST, DUNKIRK, NY 14048-2935
Document Number	DE2021006523
Instrument Date	Sep 9, 2021
Instrument	DE2021006523
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 SOUTHSIDE PKWY, BUFFALO, NY 14220-1597

Mortgage

Document Number	MT2021004254
Date	Sep 10, 2021
Instrument	MT2021004254

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 21, 2020
Property Address	235 LORD ST, DUNKIRK, NY 14048-2935
Document Number	DE2020005769
Instrument Date	Oct 16, 2020
Instrument	DE2020005769
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 LORD ST, DUNKIRK, NY 14048-2935

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Oct 7, 2019
Property Address	235 LORD ST, DUNKIRK, NY 14048-2935
Document Number	DE2019006720
Instrument Date	Oct 2, 2019
Instrument	DE2019006720
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 LORD ST, DUNKIRK, NY 14048-2936

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00	$38,500 (-) Land $4,600 Building $33,900	$87,500 (+25%) Land $10,455 Building $77,045
2023		$38,500 (-) Land $4,600 Building $33,900	$70,000 (+14.55%) Land $8,364 Building $61,636
2022		$38,500 Land $4,600 Building $33,900	$61,111 Land $7,302 Building $53,809

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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