235 Lloyd St, Grass Valley, CA 95945 Property Records

Nevada County property record for 235 Lloyd St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 727 sqft · built 1935
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$129,500 (Sep 2000)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-363-008-000`

Property Details

APN / Parcel Number

Primary APN	`008-363-008-000`
Alternative APN	`08-363-08-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	727 sqft Living Area
1st Floor Area	727 sqft
Basement Area	682 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Lot Area	3,920 sqft (0.09 acres)
Terrain	Steep
View / Lot	Average
Porch	Porch
Patio Area	727 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-363-08-000
Street Address	235 LLOYD ST
City	GRASS VALLEY
State	CA
Zip	95945-6619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOTS 10,11 BLK 18 GV
Legal Subdivision	GRASS VALLEY
Legal Block	18
Legal Lot Number	10,11
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1004
Census Tract	502

Owner

235 Lloyd St is owned and occupied by two individuals who bought it in September 2000.

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	235 LLOYD ST, GRASS VALLEY, CA 95945-6619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2000 · Amount on File
Deed Sale	Sep 1, 2000 · Amount on File
Deed Document Number	200026036
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Apr 29, 2026
Property Address	235 LLOYD ST, GRASS VALLEY, CA 95945-6619
Document Number	0000006721
Instrument Date	Apr 24, 2026
Instrument	20266721
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 LLOYD ST, GRASS VALLEY, CA 95945-6619
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006721,
Date	Apr 29, 2026
Instrument	20266721

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	235 LLOYD ST, GRASS VALLEY, CA 95945-6619
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 LLOYD ST, GRASS VALLEY, CA 95945-6619

Mortgage

Document Number	0000008573
Date	Mar 11, 2021
Instrument	20210008573

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	235 LLOYD ST, GRASS VALLEY, CA 95945-6619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012419
Date	Jul 3, 2019
Instrument	20190012419

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 235 Lloyd St was $2,175, up 2.1% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,704 (+2%) Land $69,151 Building $129,553
2025	$2,175.00 (+2.11%)	$194,809 Land $67,796 Building $127,013
2024	$2,130.00 (+2.4%)
2023	$2,080.00 (+0.92%)	$187,246 Land $65,164 Building $122,082	$335,610
2022	$2,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Lloyd St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1996–2012)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Lloyd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications.

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