235 Lake Ave, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 235 Lake Ave, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,008 sqft · built 2024
Lot Size	0.301 acres (13,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,215,900 (Mar 2025)
Tax Bill	$18,307 (2026)
Deeds & Mortgages	May 2024 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-029-002-5`

Property Details

APN / Parcel Number

Primary APN	`17-029-002-5`
Alternative APN	`WORC M:17 B:029 L:002-5`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,008 sqft Living Area
Gross Area	6,728 sqft
1st Floor Area	1,992 sqft
Basement Area	1,992 sqft
Unfinished Basement	1,992 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,100 sqft (0.301 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17-029-002-5
Street Address	235 LAKE AVE
City	WORCESTER
State	MA
Zip	01604-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	29
Legal Lot Number	2-5
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1005
Census Tract	732201

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 LAKE AVE, WORCESTER, MA 01604-1101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 23, 2024	Deed of Trust, Mortgage · Commercial Mortgage MTG FUNDING 04 LLC
Mar 14, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ONELOCAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Deed Book / Page	71742 / 246
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	235 LAKE AVE, WORCESTER, MA 01604-1101
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070543-274
Date	May 23, 2024
Book Page	70543/274
Instrument	38499

Lender

Name	MTG FUNDING 04 LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2025

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Mar 14, 2025
Property Address	235 LAKE AVE, WORCESTER, MA 01604-1101
Document Number	071742-246
Book / Page	71742 / 246
Instrument Date	Mar 14, 2025
Instrument	20158
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	235 LAKE AVE, WORCESTER, MA 01604-1101
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020159
Date	Mar 14, 2025
Instrument	20159

Lender

Name	ONELOCAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Apr 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,307.00 (+2.81%)	$1,378,558 (+2.11%) Land $351,358 Building $1,027,200	$1,124,648 (-2.08%)
2025	$17,807.00 (+320.37%)	$1,350,057 (+357.07%) Land $330,757 Building $1,019,300	$1,148,550 (+63.56%)
2024			$702,240
2023	$4,236.00	$295,373 Land $287,373 Building $8,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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