235 High Hollow Rd, Deep Gap, NC 28618 Property Records

Watauga County property record for 235 High Hollow Rd, Deep Gap, NC 28618

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,890 sqft · built 1985
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,500 (Aug 2022)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2858-88-6098-000`

Property Details

APN / Parcel Number

Primary APN	`2858-88-6098-000`
Alternative APNs	`2858876869000` `1761207` `1854573`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	972 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1854573
Street Address	235 HIGH HOLLOW RD
City	DEEP GAP
State	NC
Zip	28618-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELK RIDGE SUBDIVISION
Jurisdiction	WATAUGA NC
Township / Civil Division	ELK
Census Block Group	1
Census Block	1053
Census Tract	920702

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 HIGH HOLLOW RD, DEEP GAP, NC 28618-9644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage STEARNS BANK
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Deed Document Number	2022723285
Deed Book / Page	2291 / 798
Prior Transfer Date	Oct 11, 2017
Prior Transfer Doc	0000663402
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Aug 21, 2026
Property Address	235 HIGH HOLLOW RD, DEEP GAP, NC 28618-9644
Document Number	0000762533
Book / Page	2498 / 901
Instrument Date	Aug 18, 2026
Instrument	2026762533
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	235 HIGH HOLLOW RD, DEEP GAP, NC 28618-9644

Mortgage

Document Number	0000762533,
Date	Aug 21, 2026
Book Page	2498/901
Instrument	2026762533

Lender

Name	STEARNS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 12, 2022
Property Address	235 HIGH HOLLOW RD, DEEP GAP, NC 28618-9644
Document Number	0022910798
Book / Page	2291 / 798
Instrument Date	Aug 3, 2022
Instrument	723285
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2421 SAINT PAULS SQ, RALEIGH, NC 27614-6761

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	235 HIGH HOLLOW RD, DEEP GAP, NC 28618-9644

Mortgage

Document Number	0000723286
Date	Aug 12, 2022
Instrument	723286

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	5.95%
Index	5-Year CMT
Margin	2
Max Rate	9.95%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,100 (-) Land $30,400 Building $341,700
2025	$1,614.00 (+0.75%)	$372,100 (-) Land $30,400 Building $341,700
2024	$1,602.00		$372,100 Land $30,400 Building $341,700
2023		$372,100 Land $30,400 Building $341,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWDER HORN MOUNTAIN private · serves 548 people · EPA ID NC0195122
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on High Hollow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures