235 Hemlock Bluff Way, Deer Lodge, TN 37726 Property Records

Morgan County property record for 235 Hemlock Bluff Way, Deer Lodge, TN 37726

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2007
Lot Size	5.01 acres (218,236 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Jan 2020)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065072 01796`

Property Details

APN / Parcel Number

Primary APN	`065072 01796`
Alternative APN	`072 01796`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Deck Area	196 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	235 HEMLOCK BLUFF WAY
City	DEER LODGE
State	TN
Zip	37726-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07 LOG HOUSE, COUNTY AREA: M01
Legal Subdivision	WHITE CREEK ACRES
Legal Lot Number	56
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2038
Census Tract	110200

Owner

235 Hemlock Bluff Way is owned and occupied by an individual who bought it in January 2020.

Source: Morgan County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	235 HEMLOCK BLUFF WAY, DEER LODGE, TN 37726-3465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 28, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Dec 23, 2015 · Amount on File
Deed Document Number	69861
Deed Book / Page	247 / 169
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	235 HEMLOCK BLUFF WAY, DEER LODGE, TN 37726-3465
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 HEMLOCK BLUFF WAY, DEER LODGE, TN 37726-3465

Mortgage

Document Number	000308/561
Date	Jul 11, 2023
Book Page	308/561
Instrument	84308

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	235 HEMLOCK BLUFF WAY, DEER LODGE, TN 37726-3465
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000271/568
Date	Jun 17, 2021
Book Page	271/568
Instrument	75508

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jan 28, 2020
Property Address	235 HEMLOCK BLUFF WAY, DEER LODGE, TN 37726-3465
Document Number	000247/169
Book / Page	247 / 169
Instrument Date	Jan 27, 2020
Instrument	69861
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 HEMLOCK BLUFF WAY, DEER LODGE, TN 37726-3465
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000247/0000000171
Date	Jan 28, 2020
Book Page	0000000247/0000000171
Instrument	69862

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 235 Hemlock Bluff Way was $1,330.

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00	$48,925 Land $6,725 Building $42,200
2023		$48,925 Land $6,725 Building $42,200
2022	$1,330.00
2021			$195,700 Land $26,900 Building $168,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 Hemlock Bluff Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Hemlock Bluff Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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