235 Harwood St, Elyria, OH 44035 Property Records

Lorain County property record for 235 Harwood St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,984 sqft · built 1926
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Dec 2025)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-25-035-109-035`

Property Details

APN / Parcel Number

Primary APN	`06-25-035-109-035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,216 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1965
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	121 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	227 sqft
Patio Area	227 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	235 HARWOOD ST
City	ELYRIA
State	OH
Zip	44035-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LERSCH FRNT 0045.00 DPTH 0120.00
Legal Subdivision	LERSCH FRNT
Legal Tract	25
Legal Block	109
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	70600

Owner

235 Harwood St is owned and occupied by an individual who bought it in December 2025.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	235 HARWOOD ST, ELYRIA, OH 44035-3918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Deed Document Number	2025-0078409
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 10, 2025
Property Address	235 HARWOOD ST, ELYRIA, OH 44035-3918
Document Number	0000078409
Map Reference	VOL 6 PG 22
Instrument Date	Dec 9, 2025
Instrument	2025-0078409
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	235 HARWOOD ST, ELYRIA, OH 44035-3918

Mortgage

Document Number	0000078410
Date	Dec 10, 2025
Instrument	2025-0078410

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 235 Harwood St was $2,904.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,904.00	$58,730 (-) Land $10,280 Building $48,450	$167,800 (-) Land $29,380 Building $138,420
2024	$2,904.00 (+31.88%)	$58,730 (+48.92%) Land $10,283 Building $48,447	$167,800 (+48.92%) Land $29,380 Building $138,420
2023	$2,202.00 (+0.36%)	$39,438 (-0.01%) Land $7,315 Building $32,123	$112,680 Land $20,900 Building $91,780
2022	$2,194.00	$39,440 Land $7,320 Building $32,120
2021			$112,680 Land $20,900 Building $91,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 Harwood St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Harwood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20