235 Gateway Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 235 Gateway Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,022 sqft · built 1978
Lot Size	0.622 acres (27,137 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (May 2005)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-04-26-013152-007-00`

Property Details

APN / Parcel Number

Primary APN	`33-04-26-013152-007-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Heated Area
Gross Area	2,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,137 sqft (0.622 acres)
Lot Dimensions	236 ft deep x 115 ft wide
Garage Area	576 sqft

Exterior Amenities

Pool Area	735 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	235 GATEWAY DR
City	FLEMING ISLAND
State	FL
Zip	32003-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 3 BLK 1 PINE GATE AS REC OR 2532 PG 1562
Legal Range	26
Legal Township	04
Legal Section	33
Legal Subdivision	PINE GATE
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	235 GATEWAY DR, FLEMING ISLAND, FL 32003-7801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2005 · Amount on Record
Deed Sale	May 12, 2005 · Amount on Record
Deed Document Number	0025321562
Deed Book / Page	1996 / 1737
Prior Transfer Date	Nov 29, 2001
Prior Transfer Doc	200156447
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	235 GATEWAY DR, FLEMING ISLAND, FL 32003-7801
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 GATEWAY DR, FLEMING ISLAND, FL 32003-7801

Mortgage

Document Number	0047861813
Date	Jan 12, 2024
Book Page	4786/1813
Instrument	2024001681

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00 (-6.73%) Homeowner's exemption	$188,290 (+5.99%)	$337,128 (+7.02%) Land $50,000 Building $287,128
2023	$2,422.00 (+8.42%) Homeowner's exemption	$177,655 (+3%)	$315,007 (+21.3%) Land $50,000 Building $265,007
2022	$2,234.00 Homeowner's exemption	$172,481	$259,691 Land $40,000 Building $219,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20