235 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 235 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,452 sqft · built 2005
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on File
Last Sale	$210,860 (May 2022)
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`095150003033000`

Property Details

APN / Parcel Number

Primary APN	`095150003033000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Heated Area
1st Floor Area	760 sqft
Upper Floors Area	692 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	120 ft deep x 48.9 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	235 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 15 19S 01W 2006 ANNEX ORD X 04 08 03 254 NBRHD: 17 FOREST LAKES COTTAGES R-2
Legal Range	01W
Legal Township	19S
Legal Section	15
Legal Subdivision	FOREST LAKES 12TH SEC
Legal Lot Number	641
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2002
Census Tract	30215

Owner

235 Forest Lakes Dr is owned and occupied by an individual who bought it in May 2022.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	235 FOREST LAKES DR, STERRETT, AL 35147-8183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 3, 2022	Foreclosure
Sep 5, 2019	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MTG
Sep 5, 2019	Correction Deed, Construction Loan · Construction Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Oct 13, 2016 · Amount on File
Deed Document Number	2022181300
Prior Transfer Date	May 2, 2022
Prior Transfer Doc	0000181300
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 15, 2022
Property Address	235 FOREST LAKES DR, STERRETT, AL 35147-8183
Document Number	0000280170
Map Reference	MB 34 PG 3
Instrument Date	Jul 8, 2022
Instrument	20220715000280170
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5607 LAKE TRACE DR, 5607, HOOVER, AL 35244-3969

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 FOREST ST, BIRMINGHAM, AL 35228

Mortgage

Document Number	0000280180
Date	Jul 15, 2022
Instrument	20220715000280180

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2022: Foreclosure

Document Type	Foreclosure
Jurisdiction	SHELBY AL
Recording Date	May 3, 2022
Property Address	235 FOREST LAKES DR, STERRETT, AL 35147-8183
Document Number	0000181300
Map Reference	MB 34 PG 3
Instrument Date	Apr 19, 2022
Instrument	20220503000181300
Transaction Type	Foreclosure
Record Updated	May 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5607 LAKE TRACE DR, HOOVER, AL 35244-3969

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	235 FOREST LAKES DR, STERRETT, AL 35147-8183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327620
Date	Sep 5, 2019
Instrument	20190905000327620

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 1, 2019
Property Address	235 FOREST LAKES DR, STERRETT, AL 35147-8183
Document Number	0000232760
Instrument Date	Jun 28, 2019
Instrument	232760
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NATIONAL TITLE AND APPRAISAL, NATIONAL TITLE & APPRAISAL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3062 OAK ST NORTH BEND OR 974591441, NORTH BEND, OR 97459-1441

Mortgage

Document Number	232780
Date	Jul 1, 2019
Instrument	232780

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 30, 2029

Mortgage

Document Number	232770,
Date	Jul 1, 2019
Instrument	232770

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

September 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 5, 2019
Property Address	235 FOREST LAKES DR, STERRETT, AL 35147-8183
Instrument Date	Jun 26, 2019
Instrument	327630
Transaction Type	Construction Loan
Record Updated	Sep 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 FOREST LAKES DR STERRETT AL 351478183, STERRETT, AL 35147-8183

Mortgage

Document Number	0000327630
Date	Sep 5, 2019
Instrument	327630

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 235 Forest Lakes Dr was $1,088 with a homeowner's exemption, down 1.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00 (-1.72%) Homeowner's exemption
2025	$1,107.00	$25,180	$251,800 Land $70,000 Building $181,800
2023	$1,071.00	$25,280	$252,700 Land $57,000 Building $195,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 Forest Lakes Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Forest Lakes Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Lakes Dr

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