235 Elm St, Syracuse, NE 68446 Property Records

Otoe County property record for 235 Elm St, Syracuse, NE 68446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,041 sqft · built 1968
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2020)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000351500`

Property Details

APN / Parcel Number

Primary APN	`000351500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	1,041 sqft
Unfinished Basement	1,041 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Other
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	124 ft deep x 71.7 ft wide
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	138 sqft
Shed	1 Shed
Shed Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	235 ELM ST
City	SYRACUSE
State	NE
Zip	68446-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	A TRACT 71.7' X 124' IN LOT 12 BLK B SEVENTH ADD TO SYRACUSE; MAP NUMBER: 3703-00-0-31100-00B-0012
Legal Subdivision	SEVENTH ADD
Legal Tract	71
Legal Block	B
Legal Lot Number	12
Jurisdiction	OTOE NE
Township / Civil Division	SYRACUSE
Census Block Group	2
Census Block	2071
Census Tract	966700

Owner

Source: Otoe County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	235 ELM ST, SYRACUSE, NE 68446-9614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage RIVER TOWN BANK
Jan 8, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATION BANK
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	202073
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Jun 12, 2026
Property Address	235 ELM ST, SYRACUSE, NE 68446-9614
Document Number	0000001272
Instrument Date	Jun 9, 2026
Instrument	20261272
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OTOE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ELM ST, SYRACUSE, NE 68446-9614

Mortgage

Document Number	0000001273,
Date	Jun 12, 2026
Instrument	20261273

Lender

Name	RIVER TOWN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Jan 8, 2020
Property Address	235 ELM ST, SYRACUSE, NE 68446-9614
Document Number	202000073
Instrument Date	Jan 4, 2020
Instrument	202000073
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHARTER TITLE AND ESCROW SERVICES, CHARTER TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000074
Date	Jan 8, 2020
Instrument	202000074

Lender

Name	AMERICAN NATION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Sep 14, 2017
Property Address	235 ELM ST, SYRACUSE, NE 68446-9614
Document Number	201702114
Instrument Date	Aug 30, 2017
Instrument	201702114
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHARTER TITLE AND ESCROW SERVICES, CHARTER TITLE & ESCROW SERVI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201702115
Date	Sep 14, 2017
Instrument	201702115

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Syracuse City
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,304.00 (-25.46%)	$184,838 (+15.44%) Land $8,888 Building $175,950	$184,838 (+15.44%) Land $8,888 Building $175,950
2023	$3,091.00	$160,110 Land $7,110 Building $153,000	$160,110 Land $7,110 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SYRACUSE serves 1,962 people · EPA ID NE3113104
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications.

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