1. Home
  2. North Carolina
  3. Surry County
  4. Ararat
  5. Eldora Rd

235 Eldora Rd, Ararat, NC 27007 Property Records

Surry County property record for 235 Eldora Rd, Ararat, NC 27007

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 2,292 sqft · built 1997
Lot Size0.91 acres (39,640 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Oct 2024)
Tax Bill$1,862 (2025)
Deeds & MortgagesJun 2023 Mortgage
Mar 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN5935-00-10-2877

Property Details

APN / Parcel Number

Primary APN5935-00-10-2877
Alternative APNs
  • 100121900
  • 100130817

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,292 sqft Living Area
Basement Area690 sqft
Finished Basement690 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area39,640 sqft (0.91 acres)
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area254 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100130817
Street Address235 ELDORA RD
CityARARAT
StateNC
Zip27007-8047
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLOT 1 SEC 1 MILLSEAT PB 14 PG 54
Legal SubdivisionELDORA
Legal Lot Number1
JurisdictionSURRY NC
Township / Civil DivisionELDORA
Census Block Group4
Census Block4021
Census Tract931102

Owner

Source: Surry County records · APN 5935-00-10-2877

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address235 ELDORA RD, ARARAT, NC 27007-8047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Deed of Trust, Mortgage
LOCAL GOVERMENT FCU
Mar 20, 2018Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE
Dec 08, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LOCAL GOVERNMENT FEDERAL CREDIT UNT
Mar 20, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleMar 20, 2018
Deed Document Number0019100668
Deed Book / Page1910 / 0668
Record UpdatedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address235 ELDORA RD, ARARAT, NC 27007-8047
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001860/84
DateJun 26, 2023
Book Page1860/84
Instrument706675
Lender
NameLOCAL GOVERMENT FCU
TypeCredit Union
Agreement
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address235 ELDORA RD, ARARAT, NC 27007-8047
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001626/0000000318
DateMar 20, 2018
Book Page0000001626/0000000318
Instrument000000652817
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJan 01, 2048

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateDec 08, 2021
Property Address235 ELDORA RD, ARARAT, NC 27007-8047
Document Number001792/285
Book / Page1792 / 285
Instrument DateDec 08, 2021
Instrument690718
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address235 ELDORA RD, ARARAT, NC 27007-8047

Mortgage

Document Number0000690719
DateDec 08, 2021
Instrument690719
Lender
NameLOCAL GOVERNMENT FEDERAL CREDIT UNT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.1%
Type Change DateJan 01, 2027
Max Rate At Change2.5%
IndexOther

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateMar 20, 2018
Property Address235 ELDORA RD, ARARAT, NC 27007-8047
Document Number001626/314
Book / Page1626 / 314
Instrument DateMar 20, 2018
Instrument000000652816
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1537, PILOT MOUNTAIN, NC 27041-1537

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
Unified School DistrictSurry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00 (+40.21%)$305,470 (+26.95%) Land $20,000 Building $285,470$305,470 (+26.95%) Land $20,000 Building $285,470
2023$1,328.00$240,620 Land $18,000 Building $222,620$240,620 Land $18,000 Building $222,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 27 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surry Telephone Membership
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Nearby Properties on Eldora Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures