235 E Washington St, Ionia, MI 48846 Property Records

Ionia County property record for 235 E Washington St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,500 sqft
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,500 (May 2022)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20309000037500`

Property Details

APN / Parcel Number

Primary APN	`20309000037500`
Alternative APN	`34-203-090-000-375-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	116 ft deep x 61 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	235 E WASHINGTON ST
City	IONIA
State	MI
Zip	48846-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CITY OF IONIA SUP. COVERTS ADDITION LOT 71
Legal Subdivision	CITY OF IONIA SUP COVERTS ADD
Legal Lot Number	71
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	3
Census Block	3013
Census Tract	31700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ionia Historic District listed 1984 · 188 contributing resources · NRIS 84001443

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ionia County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	235 E WASHINGTON ST, IONIA, MI 48846-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK
Nov 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Prior Transfer Date	Jan 1, 2012
Prior Transfer Doc	623/1604
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	235 E WASHINGTON ST, IONIA, MI 48846-1734
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000652/0000004690
Date	Nov 5, 2018
Book Page	0000000652/0000004690

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Nov 5, 2018
Property Address	235 E WASHINGTON ST, IONIA, MI 48846-1734
Document Number	652/4689
Book / Page	652 / 4689
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 IVAN RD, SARANAC, MI 48881-8502

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,200 (+19.41%) Land $12,200 Building $77,000	$178,400 (+19.41%) Land $24,400 Building $154,000
2025	$2,826.00 Homeowner's exemption	$74,700 (+19.52%) Land $11,400 Building $63,300	$149,400 (+19.52%) Land $22,800 Building $126,600
2023		$62,500 Land $8,400 Building $54,100	$125,000 Land $16,800 Building $108,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband, T-Mobile.

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