235 E Surge St, Reno, NV 89506 Property Records

Washoe County property record for 235 E Surge St, Reno, NV 89506 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,956 sqft · built 1970
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on File
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`080-582-08`

Property Details

APN / Parcel Number

Primary APN	`080-582-08`
Alternative APN	`105296`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	1,524 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1970
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	15,987 sqft (0.367 acres)

Exterior Amenities

Porch	Porch
Porch Area	356 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	105296
Street Address	235 E SURGE ST
City	RENO
State	NV
Zip	89506-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEMMON VALLEY ESTATES LT 118
Legal Range	19
Legal Township	21
Legal Subdivision	LEMMON VALLEY ESTATES
Legal Lot Number	118
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	4
Census Block	4003
Census Tract	2618

Owner

Source: Washoe County records · APN 080-582-08

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	235 E SURGE ST, RENO, NV 89506-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 03, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 03, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2019	Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jun 17, 2019	Bargain and Sale Deed, Transfer TICOR TITLE RENO
May 15, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2019
Deed Sale	Jun 17, 2019
Prior Sale	Jun 17, 2019
Deed Document Number	0004921099
Last Transfer Date	Mar 03, 2020
Transfer Doc	0005006417
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	235 E SURGE ST, RENO, NV 89506-8717
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005365200
Date	Feb 27, 2023
Instrument	5365200

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	235 E SURGE ST, RENO, NV 89506-8717
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005111400
Date	Dec 03, 2020
Instrument	5111400

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Mar 03, 2020
Property Address	235 E SURGE ST, RENO, NV 89506-8717
Document Number	0005006417
Map Reference	DOC 29601
Instrument Date	Feb 27, 2020
Instrument	5006417
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	235 E SURGE ST, RENO, NV 89506-8717

Mortgage

Document Number	0005006418
Date	Mar 03, 2020
Instrument	5006418

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 17, 2019
Property Address	235 E SURGE ST, RENO, NV 89506-8717
Document Number	0004921098
Map Reference	DOC 29601 MAP 962
Instrument Date	Jun 17, 2019
Instrument	4921098
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,189.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 E SURGE ST, 235, RENO, NV 89506-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E SURGE ST, RENO, NV 89506-8717

Mortgage

Document Number	0004921100
Date	Jun 17, 2019
Instrument	4921100

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

June 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 17, 2019
Property Address	235 E SURGE ST, RENO, NV 89506-8717
Document Number	0004921099
Map Reference	DOC 29601 PG 962
Instrument Date	Jun 17, 2019
Instrument	4921099
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13605 MOUNT SHASTA ST, 13605, RENO, NV 89506-1440

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E SURGE ST, RENO, NV 89506-8717

May 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	May 15, 2017
Property Address	235 E SURGE ST, RENO, NV 89506-8717
Document Number	0004704354
Map Reference	FL29601
Instrument Date	May 15, 2017
Instrument	4704354
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,027.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	235 E SURGE ST, RENO, NV 89506-8717

Mortgage

Document Number	0004704355
Date	May 15, 2017
Instrument	4704355

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Tax Assessment & Valuation

Source: Washoe County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+16.69%)	$60,406 (+10.82%) Land $33,145 Building $27,261	$172,588 (+10.82%) Land $94,700 Building $77,888
2023	$1,192.00	$54,507 Land $27,279 Building $27,228	$155,734 Land $77,940 Building $77,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310026184, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1986–2005)
Most Recent Claim	Dec 2005, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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