235 E Chicago St, #1, Coldwater, MI 49036 Property Records

Branch County property record for 235 E Chicago St, #1, Coldwater, MI 49036

Property Summary

Property Type	Commercial
Details	5,599 sqft · built 1965
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Oct 2021)
Tax Bill	$10,741 (2025)
Deeds & Mortgages	Oct 2021 Sale & Construction Loan Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-798-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-798-00`

Interior

Units	3 Units
Building Area	5,599 sqft Building Perimeter

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	29,621 sqft (0.68 acres)

Location & Zoning

Street Address	235 E CHICAGO ST, 1
City	COLDWATER
State	MI
Zip	49036-1789
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S 95 FT WIDE OF LOTS 7 & 8 SEELEY PARK ADD EXC 45.5 FT OFF W SIDE LOT 8 ALSO LOT 6 SEELEY PARK SEE ALSO LIBER 460 PAGE 781
Legal Subdivision	SEELEY PARK ADD
Legal Lot Number	6-8
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2016
Census Tract	951400

Owner

235 E Chicago St, #1 is owned by a company that bought it in October 2021.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3320 TAMSIN AVE, KALAMAZOO, MI 49008-4002
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Warranty Deed, Construction Loan · Construction Mortgage CONSUMERS CU
Oct 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Dec 4, 2002 · Amount on File
Deed Document Number	20217494
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	202107492
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 1, 2021
Property Address	235 E CHICAGO ST STE 1, 1, COLDWATER, MI 49036-1789
Document Number	202107494
Map Reference	LB 2 PG 20
Instrument Date	Sep 29, 2021
Instrument	2021-07494
Transaction Type	Construction Loan
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 E CHICAGO ST, 235, COLDWATER, MI 49036-1783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 TAMSIN AVE, KALAMAZOO, MI 49008-4002

Mortgage

Document Number	202107495
Date	Oct 1, 2021
Instrument	2021-07495

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANCH MI
Recording Date	Oct 1, 2021
Property Address	235 E CHICAGO ST STE 1, 1, COLDWATER, MI 49036-1789
Document Number	202107492
Map Reference	LB 02 PG 20
Instrument Date	Sep 23, 2021
Instrument	2021-07492
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 PARK ST, 34, COLDWATER, MI 49036-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	235 E CHICAGO ST, COLDWATER, MI 49036-1783

Tax Assessment & Valuation

The 2025 property tax bill for 235 E Chicago St, #1 was $10,741, up 3.5% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,550 (+10.74%)	$733,100 (+10.74%)
2025	$10,741.00 (+3.49%)	$331,000	$662,000
2024	$10,379.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 E Chicago St, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 235 E Chicago St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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