235 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 235 E Cambourne St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1924
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$109,900 (Oct 2009)
Tax Bill$4,481 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-27-379-036

Property Details

APN / Parcel Number

Primary APN24-25-27-379-036

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
1st Floor Area612 sqft
Basement Area612 sqft
Unfinished Basement612 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address235 E CAMBOURNE ST
CityFERNDALE
StateMI
Zip48220-1309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 27 WOODWARD HTS SUB LOT 61, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section27
Legal SubdivisionWOODWARD HTS SUB
Legal Lot Number61
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1013
Census Tract173100

Owner

235 E Cambourne St is owned by two individuals who bought it in October 2009.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address25591 INDIAN HILL LN, D, LAGUNA HILLS, CA 92653-6011
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2009 · Amount on File
Deed SaleOct 28, 2009 · Amount on File
Prior SaleAug 10, 2009 · Amount on File
Deed Document Number2009189999
Deed Book / Page41582 / 181
Prior Transfer DateAug 5, 1997
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address235 E CAMBOURNE ST, FERNDALE, MI 48220-1309
Document Number0000113445
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyBBC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address235 E CAMBOURNE ST FERNDALE MI 482201309, FERNDALE, MI 48220-1309

Mortgage

Document Number0000113445
DateJun 12, 2020
Book Page054342/000424
Instrument113445
Lender
NameWANIGAS CU
AddressSAGINAW, MI 48603
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 11, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 235 E Cambourne St was $4,481, down 1.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,481.00 (-1.15%)$146,980$293,960
2024$4,533.00
2023$133,040$266,080
2021$3,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 235 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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