235 E 4th St, Cortland, NE 68331 Property Records

Gage County property record for 235 E 4th St, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1940
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Jan 2002)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Jul 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007398000`

Property Details

APN / Parcel Number

Primary APN	`007398000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	Deck Area
Storage Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	235 E 4TH ST
City	CORTLAND
State	NE
Zip	68331-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 3 & 4 BLK 8 EAST CORTLAND
Legal Subdivision	EAST CORTLAND
Legal Block	8
Legal Lot Number	3,4
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1051
Census Tract	964700

Owner

235 E 4th St is owned and occupied by an individual who bought it in January 2002.

Source: Gage County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	235 E 4TH ST, CORTLAND, NE 68331-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2002 · Amount on File
Deed Sale	Jan 23, 2002 · Amount on File
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	235 E 4TH ST, CORTLAND, NE 68331-3120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002361
Date	Jul 27, 2020
Instrument	2020-02361

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 235 E 4th St was $1,532.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,300 (+7.35%) Land $25,000 Building $122,300	$147,300 (+7.35%) Land $25,000 Building $122,300
2025	$1,532.00	$137,210 Land $25,000 Building $112,210	$137,210 Land $25,000 Building $112,210
2023	$1,612.00	$98,270 Land $18,000 Building $80,270	$98,270 Land $18,000 Building $80,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 E 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Nextlink, Verizon.

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