Kenton County property record for 235 E 45th St, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,108 sqft Finished Area |
| Lot Size | 2,281 sqft (0.052 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $86,000 (2020) |
| Tax Bill | $1,139.00 (2025) |
| Primary APN | 056-42-02-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,108 sqft Finished Area |
| Gross Area | 1,216 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1923 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Stone Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,281 sqft (0.052 acres) |
| Depth X Width | 68.5 ft x 33.3 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0564202003.00 |
|---|---|
| Street Address | 235 E 45TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1954 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SANDFORD FRANKLIN PT LOTS 35-36-37 33.3'X 68.5' SS 45TH 66 2,3' E CLIFTON |
| Legal Subdivision | SANDFORD FRANKLIN |
| Legal Lot Number | 35,36 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3021 |
| Census Tract | 61300 |
Source: Kenton County records · APN 056-42-02-003.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 235 E 45TH ST, COVINGTON, KY 41015-1954 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Aug 18, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MTG SVC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Prior Sale | Aug 30, 1996 · Amount on Record |
| Deed Doc Number | 0000037848 |
| Deed Book / Page | 37 / 848 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 235 E 45TH ST, COVINGTON, KY 41015-1954 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 235 E 45TH ST, COVINGTON, KY 41015-1954 |
| Document Number | 0005900153 |
|---|---|
| Date | Dec 05, 2023 |
| Book Page | KCM 511/881 |
| Instrument | 23120505900153 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 01, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 18, 2020 |
| Property Address | 235 E 45TH ST, COVINGTON, KY 41015-1954 |
| Document Number | 0000000240 |
| Book / Page | 000037 / 000848 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 240 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 E 45TH ST COVINGTON KY 410151954, COVINGTON, KY 41015-1954 |
| Document Number | 0000000240 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 000M84/000506 |
| Instrument | 240 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Number | 163, |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 00M119/000700 |
| Instrument | 163 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 20 W PIKE ST, COVINGTON, KY 41011-2711 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 17, 2025 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,139.00 (-0.52%) | $86,000 (-) Land $10,000 Building $76,000 | $86,000 (-) Land $10,000 Building $76,000 |
| 2023 | $1,145.00 | $86,000 Land $10,000 Building $76,000 | $86,000 Land $10,000 Building $76,000 |
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