235 E 15th St, Berwick, PA 18603 Property Records

Columbia County property record for 235 E 15th St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1910
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Nov 2023)
Tax Bill	$1,835 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04A,02-104-00,000`

Property Details

APN / Parcel Number

Primary APN	`04A,02-104-00,000`
Alternative APN	`04 A021040 000`

Interior

Building Area	1,584 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	8,973 sqft (0.206 acres)

Location & Zoning

Street Address	235 E 15TH ST
City	BERWICK
State	PA
Zip	18603-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	COLUMBIA PA
Township / Civil Division	BERWICK
Census Block Group	3
Census Block	3011
Census Tract	50600

Owner

Source: Columbia County records · APN 04A,02-104-00,000

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	235 E 15TH ST, BERWICK, PA 18603-2117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2023 · Amount on Record
Deed Sale	Nov 02, 2023 · Amount on Record
Prior Sale	Dec 19, 1997 · Amount on Record
Deed Document Number	20238152
Record Updated	Jun 08, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	COLUMBIA PA
Recording Date	Nov 02, 2023
Property Address	235 E 15TH ST, BERWICK, PA 18603-2117
Document Number	0000008152
Instrument Date	Aug 29, 2023
Instrument	202308152
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 E 15TH ST, BERWICK, PA 18603-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 S MAIN ST, MUNCY, PA 17756-1721

Mortgage

Document Number	0000008153
Date	Nov 02, 2023
Instrument	202308153

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Sep 05, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 05, 2026
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	Prime Rate
Max Rate	15%

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Columbia County
Municipality	Berwick Borough
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,835.00 (+5.04%)	$19,711 (-)
2024	$1,747.00 (+7.24%)	$19,711 (-) Land $3,580 Building $16,131
2023	$1,629.00	$19,711 Land $3,580 Building $16,131
1992			$39,421 (-) Land $7,160 Building $32,261
1974			$39,421 Land $7,160 Building $32,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Cogeco Cable Holdings II Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 374 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.