235 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 235 E 10th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,610 sqft · built 1890
Lot Size0.079 acres (3,472 sqft)
OwnerIndividual Name on Record
Last Sale$20,300 (Dec 2017)
Tax Bill$2,038 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone AE (high risk)
APN351200 128.57-05-19

Property Details

APN / Parcel Number

Primary APN351200 128.57-05-19
Alternative APNs
  • 120012805700050190000000
  • 4431

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,610 sqft Living Area
1st Floor Area1,130 sqft
2nd Floor Area480 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area3,472 sqft (0.079 acres)
Lot Dimensions108 ft deep x 32 ft wide
PorchSlab
Porch Area232 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4431
Street Address235 E 10TH ST
CityOSWEGO
StateNY
Zip13126-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block5
Legal Lot Number19.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2010
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address146 SHORE OAKS DR, OSWEGO, NY 13126-6230
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Deed Document Number201712380
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address235 E 10TH ST, OSWEGO, NY 13126-2831
Document Number0000010864
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 SHORE OAKS DR OSWEGO NY 131266230, OSWEGO, NY 13126-6230

Mortgage

Document Number0000010864
DateNov 26, 2019
Instrument10864
Lender
NameQ-CLUB PROPERTIES LLC
Address944 COUNTY ROUTE 53, OSWEGO, NY 13126-6488
Agreement
AmountAmount Recorded
Term240 Months
DueNov 25, 2039
Interest
Rate8%

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,038.00 (-1.16%)
2025$2,062.00$110,000 (+252.56%) Land $17,200 Building $92,800$110,000 (+192.63%) Land $17,200 Building $92,800
2023$31,200 (-) Land $10,100 Building $21,100$37,590 (+10.84%) Land $12,169 Building $25,421
2022$31,200 Land $10,100 Building $21,100$33,913 Land $10,978 Building $22,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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