235 Cumberland Dr, Moore, SC 29369 Property Records

Spartanburg County property record for 235 Cumberland Dr, Moore, SC 29369

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,677 sqft · built 1986
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jun 2019)
Tax Bill	$2,001 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-27-14-038.00`

Property Details

APN / Parcel Number

Primary APN	`5-27-14-038.00`
Alternative APNs	`6181-56-5616.82` `94619`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,677 sqft Living Area
Gross Area	3,691 sqft
Upper Floors Area	1,727 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	210 sqft
Porch	Porch
Porch Area	264 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	94619
Street Address	235 CUMBERLAND DR
City	MOORE
State	SC
Zip	29369-9722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 SHENANDOAH II SUBDIVISION PB 95-106-A
Legal Subdivision	SHENANDOAH II SUB
Legal Lot Number	23
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	1
Census Block	1006
Census Tract	23401

Owner

235 Cumberland Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Spartanburg County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 CUMBERLAND DR, MOORE, SC 29369-9722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL FINANCIAL FEDERAL CREDIT UNION
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE TRUST FCU
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jun 4, 2019	Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Deed Document Number	201925055
Deed Book / Page	124-A / 0934
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Recording Date	Jul 29, 2026
Property Address	235 CUMBERLAND DR, MOORE, SC 29369-9722
Document Number	0000035747
Book / Page	7286 / 68
Instrument Date	Jul 23, 2026
Instrument	202635747
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CUMBERLAND DR, MOORE, SC 29369-9722

Mortgage

Document Number	0000035747,
Date	Jul 29, 2026
Book Page	7286/68
Instrument	202635747

Lender

Name	FEDERAL FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	235 CUMBERLAND DR, MOORE, SC 29369-9722
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046690
Date	Oct 14, 2020
Book Page	5922/116
Instrument	2020-46690

Lender

Name	HERITAGE TRUST FCU
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	235 CUMBERLAND DR, MOORE, SC 29369-9722
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020679
Date	May 19, 2020
Book Page	5814/803
Instrument	2020-20679

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 4, 2019
Property Address	235 CUMBERLAND DR, MOORE, SC 29369-9722
Document Number	0000025055
Book / Page	124-A / 0934
Map Reference	MB 97 PG 936
Instrument Date	May 31, 2019
Instrument	2019-25055
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	235 CUMBERLAND DR, MOORE, SC 29369-9722

Mortgage

Document Number	0000025056
Date	Jun 4, 2019
Book Page	5621/0733
Instrument	2019-25056

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 235 Cumberland Dr was $2,001, up 0.5% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,001.00 (+0.5%)	$12,861 Land $1,517 Building $11,344	$374,700 Land $44,200 Building $330,500
2024	$1,991.00 (-0.25%)
2023	$1,996.00	$12,861 Land $1,517 Building $11,344	$374,700 Land $44,200 Building $330,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Cumberland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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