235 Cuba Rd, Tavernier, FL 33070 Property Records

Monroe County property record for 235 Cuba Rd, Tavernier, FL 33070

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 520 sqft · built 1968
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2021)
Tax Bill	$2,982 (2024)
Deeds & Mortgages	Sep 2025 Transfer Jul 2025 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`00450710-000000`

Property Details

APN / Parcel Number

Primary APN	`00450710-000000`
Alternative APNs	`26623800450710000000` `1550345`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	520 sqft Living Area
1st Floor Area	520 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	140 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1550345
Street Address	235 CUBA RD
City	TAVERNIER
State	FL
Zip	33070-2920
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 11 LT 9 HARRIS OCEAN PK ESTATES FIRST ADDN KEY LARGO PB4-139 OR468-922 OR843-1746 OR863-662 OR906-1526 OR2171-1794 OR3134-1011 OR3176-0393 OR3198-2086
Legal Range	38E
Legal Township	62S
Legal Section	26
Legal Subdivision	HARRIS OCEAN PARK ESTATES 1ST ADD
Legal Block	11
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

235 Cuba Rd, a mobile home, is owned and occupied by two individuals who acquired it in September 2025.

Source: Monroe County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	235 CUBA RD, TAVERNIER, FL 33070-2920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 10, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 24, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 26, 2022	Quit Claim Deed, Transfer NOT AVAILABLE, ACE T&E SVCS LLC
Oct 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MARIANO VEGA ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Dec 9, 2005 · Amount on File
Deed Document Number	20212346173
Deed Book / Page	3134 / 1011
Last Transfer Date	Sep 22, 2025
Transfer Doc	0033461530
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 26, 2025
Property Address	235 CUBA RD, TAVERNIER, FL 33070-2920
Document Number	0033461530
Book / Page	3346 / 1530
Map Reference	MB 4 PG 139
Instrument Date	Sep 22, 2025
Instrument	2516724
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 NE 22ND TER # TER202, TER202, HOMESTEAD, FL 33033-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	650 NE 22ND TER STE 202, 202, HOMESTEAD, FL 33033-4710

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 10, 2025
Property Address	235 CUBA RD, TAVERNIER, FL 33070-2920
Document Number	0033341763
Book / Page	3334 / 1763
Map Reference	MB 4 PG 139
Instrument Date	Jul 9, 2025
Instrument	2507423
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 NE 22ND TER # TER202, TER202, HOMESTEAD, FL 33033-4709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NE 22ND TER STE 202, 202, HOMESTEAD, FL 33033-4710

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 24, 2022
Property Address	235 CUBA RD, TAVERNIER, FL 33070-2920
Document Number	0031982086
Book / Page	3198 / 2086
Map Reference	MB 4 PG 139
Instrument Date	Oct 24, 2022
Instrument	2395443
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 SE 17TH AVE, 419, HOMESTEAD, FL 33033-6018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	419 SE 17TH AVE, HOMESTEAD, FL 33033-6018

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 26, 2022
Property Address	235 CUBA RD, TAVERNIER, FL 33070-2920
Document Number	0031760393
Book / Page	3176 / 393
Map Reference	MB 4 PG 139
Instrument Date	May 26, 2022
Instrument	2377361
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	NOT AVAILABLE, ACE T&E SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 SE 17TH AVE, HOMESTEAD, FL 33033-6018

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 27, 2021
Property Address	235 CUBA RD, TAVERNIER, FL 33070-2920
Document Number	0031341011
Book / Page	3134 / 1011
Map Reference	MB 4 PG 139
Instrument Date	Aug 6, 2021
Instrument	2346173
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	NOT AVAILABLE, ACE T&E SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	949 SW 7TH PL, 949, HOMESTEAD, FL 33034-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 SE 17TH AVE, HOMESTEAD, FL 33033-6018

Mortgage

Document Number	31341013
Date	Oct 27, 2021
Instrument	3134/1013

Lender

Name	MARIANO VEGA ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,619 (-9.83%) Land $204,000 Building $23,619	$227,619 (-9.83%) Land $204,000 Building $23,619
2024	$2,982.00 (+20.48%)	$252,444 (+3.93%) Land $229,500 Building $22,944	$252,444 (+0.36%) Land $229,500 Building $22,944
2023	$2,475.00 (-0.48%) Homeowner's exemption	$242,887 (+19.79%)	$251,536 (+24.05%) Land $229,500 Building $22,036
2022	$2,487.00	$202,765 Land $179,775 Building $22,990	$202,765 Land $179,775 Building $22,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Cuba Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Cuba Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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