235 Cross St, Luling, LA 70070 Property Records

St. Charles Parish property record for 235 Cross St, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 2018
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Aug 2018)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2021 Mortgage + 3 more
APN	`2-031 000 0LS-4`

Property Details

APN / Parcel Number

Primary APN	`2-031 000 0LS-4`

Interior

Building Area	1,315 sqft Living Area

Exterior

Year Built	Built 2018
Lot Area	6,098 sqft (0.139 acres)

Location & Zoning

Street Address	235 CROSS ST
City	LULING
State	LA
Zip	70070-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT LS-4, BEING A RESUBDIVISION OF AN UNNUMBERED LOT BEING A PORT. OF THE FORMER LONE STAR PLTN.
Legal Range	21E
Legal Township	13S
Legal Section	23
Legal Subdivision	LONE STAR PARK SUBD - LULING
Legal Lot Number	LS-4
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1008
Census Tract	62900

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	235 CROSS ST, LULING, LA 70070-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LOAN SIMPLE INC
Dec 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 31, 2018	Grant Deed, Transfer ASSURANCE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	0008670484
Deed Book / Page	000867 / 000484
Last Transfer Date	Dec 4, 2019
Transfer Doc	0008850412
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	235 CROSS ST, LULING, LA 70070-4020
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000493128
Date	Dec 10, 2025
Instrument	493128

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2066

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	235 CROSS ST, LULING, LA 70070-4020
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019700001
Date	Nov 19, 2021
Book Page	1970/1
Instrument	463509

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	235 CROSS ST, LULING, LA 70070-4020
Document Number	0018420541
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CROSS ST LULING LA 700704020, LULING, LA 70070-4020

Mortgage

Document Number	0018420541
Date	Jan 17, 2020
Book Page	001842/000541
Instrument	446392

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES LA
Recording Date	Dec 4, 2019
Property Address	235 CROSS ST, LULING, LA 70070-4020
Document Number	0008850412
Book / Page	000885 / 000412
Instrument Date	Nov 26, 2019
Instrument	445434
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CROSS ST LULING LA 700704020, LULING, LA 70070-4020

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Aug 31, 2018
Property Address	235 CROSS ST, LULING, LA 70070-4020
Document Number	0008670484
Book / Page	000867 / 000484
Instrument Date	Aug 29, 2018
Instrument	435123
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CROSS ST LULING LA 70070, LULING, LA 70070

Mortgage

Document Number	17790397
Date	Aug 31, 2018
Book Page	001779/000397
Instrument	435124

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company
Address	BATON ROUGE, LA 70809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (-1.53%) Homeowner's exemption	$21,500 (-) Land $3,000 Building $18,500	$215,000 (-) Land $30,000 Building $185,000
2024	$1,436.00 (+51.32%) Homeowner's exemption	$21,500 (+34.34%) Land $3,000 Building $18,500	$215,000 (+34.34%) Land $30,000 Building $185,000
2023	$949.00 (-4.53%) Homeowner's exemption	$16,004 (-) Land $2,490 Building $13,514	$160,040 (-) Land $24,900 Building $135,140
2022	$994.00 Homeowner's exemption	$16,004 Land $2,490 Building $13,514	$160,040 Land $24,900 Building $135,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 215 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	215 in force
Nearby Flood Claims	168 (1983–2026)
Claims Outside the SFHA	144 of 168
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 10 claims Hurricane Katrina, Aug 2005 · 39 claims Severe Storms And Flooding, May 1995 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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