235 Craig Dr, Merced, CA 95340 Property Records

Merced County property record for 235 Craig Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,609 sqft · built 1954
Lot Size	0.335 acres (14,600 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Oct 2020)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-131-007-000`

Property Details

APN / Parcel Number

Primary APN	`007-131-007-000`
Alternative APN	`007-131-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
Gross Area	2,534 sqft
1st Floor Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	14,600 sqft (0.335 acres)
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	11 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-131-007
Street Address	235 CRAIG DR
City	MERCED
State	CA
Zip	95340-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	CRAIG DR LOT 7 POR 8
Legal Subdivision	CRAIG DRIVE
Legal Lot Number	7
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3003
Census Tract	1200

Owner

235 Craig Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3144 G ST, 125, MERCED, CA 95340-1385
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Deed Document Number	202038795
Prior Transfer Date	Dec 9, 2014
Prior Transfer Doc	0000040318
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 23, 2020
Property Address	235 CRAIG DR, MERCED, CA 95340-2429
Document Number	0000038795
Map Reference	MB 12 PG 48
Instrument Date	Oct 15, 2020
Instrument	2020038795
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3144 G ST # 125393, 125393, MERCED, CA 95340-1300

Mortgage

Document Number	0000038796
Date	Oct 23, 2020
Instrument	2020038796

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 235 Craig Dr was $4,313 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$372,500 (-5.72%) Land $120,000 Building $252,500
2025	$4,313.00 Homeowner's exemption	$395,086 Land $92,006 Building $303,080
2023	$4,018.00 (+1.36%) Homeowner's exemption	$379,746 Land $88,434 Building $291,312
2022	$3,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 235 Craig Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 235 Craig Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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