Catoosa County property record for 235 Cornerstone Dr, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,558 sqft · built 1999 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,500 (Dec 2018) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040F031000 |
| Primary APN | 0040F031000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,558 sqft Heated Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Garage Area | 483 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | 474 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20776 |
|---|---|
| Old Parcel Number | 0040F031000 |
| Street Address | 235 CORNERSTONE DR |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-2994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 31 CORNERSTONE ESTATES |
| Legal Subdivision | CORNERSTONE ESTATES |
| Legal Lot Number | 31 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30305 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 235 CORNERSTONE DR, RINGGOLD, GA 30736-2994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional with PMI ATLANTIC BAY MTG |
| Jan 2, 2019 | Warranty Deed, Transfer ATLANTIC BAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Prior Sale | Jul 15, 2016 · Amount on Record |
| Deed Document Number | 2018-002787 |
| Deed Book / Page | 1969 / 668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 235 CORNERSTONE DR, RINGGOLD, GA 30736-2994 |
| Document Number | 0021240532 |
| Instrument Date | Mar 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | NATIONS TITLE, NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 235 CORNERSTONE DR RINGGOLD GA 307362994, RINGGOLD, GA 30736-2994 |
| Document Number | 0021240532 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 002124/000532 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jan 2, 2019 |
| Property Address | 235 CORNERSTONE DR, RINGGOLD, GA 30736-2994 |
| Document Number | 0019690668 |
| Book / Page | 001969 / 000668 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 235 CORNERSTONE DR RINGGOLD GA 307362994, RINGGOLD, GA 30736-2994 |
| Document Number | 19690671 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 001969/000671 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 (+7.37%) Homeowner's exemption Senior Citizen's exemption | $138,740 (+30.39%) Land $16,000 Building $122,740 | $346,851 (+30.39%) Land $40,000 Building $306,851 |
| 2023 | $2,307.00 (+29.32%) Homeowner's exemption Senior Citizen's exemption | $106,402 Land $16,000 Building $90,402 | $266,006 Land $40,000 Building $226,006 |
| 2022 | $1,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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