235 Calle Empalme, San Clemente, CA 92672 Property Records

Orange County property record for 235 Calle Empalme, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,349 sqft · built 1976
Lot Size	0.248 acres (10,800 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Nov 2018)
Tax Bill	$11,046 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-282-35`

Property Details

APN / Parcel Number

Primary APN	`690-282-35`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	2,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,800 sqft (0.248 acres)
View / Lot	Good
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 CALLE EMPALME
City	SAN CLEMENTE
State	CA
Zip	92672-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 8597 BLK LOT 25
Legal Subdivision	BROADMOOR
Legal Tract	8597
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1010
Census Tract	42113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	125 IRVINE COVE CT, LAGUNA BEACH, CA 92651-1040
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER AMERICA CU
Jan 17, 2020	Deed of Trust, Mortgage PREMIER AMERICA CU
Nov 30, 2018	Grant Deed, Transfer PREMIER AMERICA CU
Jun 12, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on Record
Deed Sale	Nov 30, 2018 · Amount on Record
Prior Sale	Jun 19, 2003 · Amount on Record
Deed Document Number	2018450072
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000213922
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	235 CALLE EMPALME, SAN CLEMENTE, CA 92672-2104
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 IRVINE COVE CT, LAGUNA BEACH, CA 92651-1040

Mortgage

Document Number	0000079883
Date	Feb 28, 2022
Instrument	2022000079883

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	235 CALLE EMPALME, SAN CLEMENTE, CA 92672-2104
Document Number	0000028185
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	125 IRVINE COVE CT LAGUNA BEACH CA 926511040, LAGUNA BEACH, CA 92651-1040

Mortgage

Document Number	0000028185
Date	Jan 22, 2020
Instrument	28185

Lender

Name	PREMIER AMERICA CU
Address	CHATSWORTH, CA 91311

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 30, 2018
Property Address	235 CALLE EMPALME, SAN CLEMENTE, CA 92672-2104
Document Number	0000450072
Instrument Date	Aug 29, 2018
Instrument	450072
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	125 IRVINE COVE CT LAGUNA BEACH CA 926511040, LAGUNA BEACH, CA 92651-1040

Mortgage

Document Number	450073
Date	Nov 30, 2018
Instrument	450073

Lender

Name	PREMIER AMERICA CU
Address	CHATSWORTH, CA 91311

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jun 12, 2018
Property Address	235 CALLE EMPALME, SAN CLEMENTE, CA 92672-2104
Document Number	0000213922
Instrument Date	Jun 7, 2018
Instrument	213922
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7201 LINDEN TER CARLSBAD CA 920114720, CARLSBAD, CA 92011-4720

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,115,071 (+2%) Land $897,385 Building $217,686
2025	$11,046.00 (+3.89%)	$1,093,207 (+4.04%) Land $879,789 Building $213,418
2023	$10,632.00 (+1.94%)	$1,050,757 Land $845,625 Building $205,132
2022	$10,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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