235 Cedar Hills Dr, Elgin, TX 78621 Property Records

Bastrop County property record for 235 Cedar Hills Dr, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,389 sqft · built 1975
Lot Size	0.731 acres (31,851 sqft)
Owner	2 Individual Names on File
Last Sale	$191,468 (Aug 2009)
Tax Bill	$5,408 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R15118`

Property Details

APN / Parcel Number

Primary APN	`R15118`
Alternative APN	`O0205120`

Interior

Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	1,217 sqft
2nd Floor Area	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	31,851 sqft (0.731 acres)
Lot Dimensions	236 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	36 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	235 CEDAR HILLS DR
City	ELGIN
State	TX
Zip	78621-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS SEC 1, LOT (32 RESUB), LOT 62, ACRES .7312
Legal Subdivision	CEDAR HILLS SEC 1 LOTS 20,32 (RESUB)
Legal Block	3
Legal Lot Number	62
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	950101

Owner

235 Cedar Hills Dr is owned and occupied by two individuals who bought it in August 2009.

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	235 CEDAR HILLS DR, ELGIN, TX 78621-9726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST EDUCATORS FCU
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2009 · Amount on File
Deed Sale	Aug 3, 2009 · Amount on File
Deed Document Number	20099817
Deed Book / Page	1933 / 746
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	235 CEDAR HILLS DR, ELGIN, TX 78621-9726
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CEDAR HILLS DR, ELGIN, TX 78621-9726

Mortgage

Document Number	0202406025
Date	Apr 15, 2024
Instrument	202406025

Lender

Name	GULF COAST EDUCATORS FCU
Type	Credit Union
Address	PASADENA, TX 77505

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	235 CEDAR HILLS DR, ELGIN, TX 78621-9726
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902180
Date	Feb 14, 2019
Instrument	201902180

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$373,542 Land $130,930 Building $242,612	$373,542 Land $130,930 Building $242,612
2024	$5,408.00
2023	Homeowner's exemption	$397,470 Land $130,930 Building $266,540	$397,470 Land $130,930 Building $266,540
2022	$5,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 235 Cedar Hills Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2015 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 235 Cedar Hills Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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