Louisa County property record for 235 Carter Rd, Louisa, VA 23093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1978 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,290 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52 102 |
| Primary APN | 52 102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 71,003 sqft (1.63 acres) |
| Porch | Slab |
| Porch Area | 68 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12793 |
|---|---|
| Street Address | 235 CARTER RD |
| City | LOUISA |
| State | VA |
| Zip | 23093-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | FOSTER CREEK & JONES DB 1927/458 1.63 AC |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | PATRICK HENRY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950301 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 235 CARTER RD, LOUISA, VA 23093-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 22, 2026 |
| Property Address | 235 CARTER RD, LOUISA, VA 23093-2906 |
| Document Number | 0000004906 |
| Book / Page | 2089 / 490 |
| Instrument Date | May 15, 2026 |
| Instrument | 20264906 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 235 CARTER RD, LOUISA, VA 23093-2906 |
| Document Number | 0000004906, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 2089/490 |
| Instrument | 20264906 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,600 (+6.36%) Land $42,200 Building $148,400 | $190,600 (+6.36%) Land $42,200 Building $148,400 | |
| 2025 | $1,290.00 (+7.86%) | $179,200 (+17.12%) Land $34,200 Building $145,000 | $179,200 (+17.12%) Land $34,200 Building $145,000 |
| 2024 | $1,196.00 (+119.05%) | ||
| 2023 | $153,000 Land $27,200 Building $125,800 | ||
| 2022 | $546.00 | $153,000 Land $27,200 Building $125,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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