235 Canopy Cv, Freeport, FL 32439 Property Records

Walton County property record for 235 Canopy Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,360 sqft · built 2014
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2018)
Tax Bill	$5,174 (2024)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23100-000-0170`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23100-000-0170`
Alternative APN	`1028649`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,360 sqft Living Area
Gross Area	4,155 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2014
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	16.4 ft deep x 7.2 ft wide
Garage Type	Finished
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028649
Street Address	235 CANOPY CV
City	FREEPORT
State	FL
Zip	32439-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 17 BAY COVE AT HAMMOCK BAY PB 18-22 OR 2893-1519 OR 2930-1980 OR 2946-1219 OR 2983-3328 OR 3086-485
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	BAY COVE AT HAMMOCK BAY
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	235 CANOPY CV, FREEPORT, FL 32439-2334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TYNDALL FCU
May 14, 2019	Deed of Trust, Mortgage TYNDALL FCU
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	2018000032560
Deed Book / Page	3086 / 0485
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	235 CANOPY CV, FREEPORT, FL 32439-2334
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 CANOPY CV, FREEPORT, FL 32439-2334

Mortgage

Document Number	0031870063
Date	Mar 9, 2021
Book Page	3187/63
Instrument	20210011366

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	235 CANOPY CV, FREEPORT, FL 32439-2334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031051827
Date	May 14, 2019
Book Page	3105/1827
Instrument	20190015380

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2029

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 26, 2018
Property Address	235 CANOPY CV, FREEPORT, FL 32439-2334
Document Number	0030860485
Book / Page	3086 / 0485
Map Reference	MB18 PG22
Instrument Date	Sep 21, 2018
Instrument	2018000032560
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 609, FREEPORT, FL 32439-0609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 RENATTA DR APT 1301, 1301, LINCOLN, NE 68516-4667

Mortgage

Document Number	2018000032561
Date	Sep 26, 2018
Instrument	2018000032561

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$647,827 (-0.89%) Land $49,485 Building $598,342	$647,827 (-0.89%) Land $49,485 Building $598,342
2024	$5,174.00 (+3.63%)
2023	$4,993.00 (+2.91%) Homeowner's exemption	$653,649 (+11.04%) Land $49,485 Building $604,164	$653,649 (+11.04%) Land $49,485 Building $604,164
2022	$4,852.00 Homeowner's exemption	$588,636 Land $54,928 Building $533,708	$588,636 Land $54,928 Building $533,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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