Chowan County property record for 235 Bowens Rd, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,216 sqft · built 2000 |
| Lot Size | 1.18 acres (51,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (May 2024) |
| Tax Bill | $1,944 (2026) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 688600404470 |
| Primary APN | 688600404470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 2,558 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,401 sqft (1.18 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 52206 |
|---|---|
| Street Address | 235 BOWENS RD |
| City | EDENTON |
| State | NC |
| Zip | 27932-9595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 6 BOWEN FARM SUB'D |
| Legal Subdivision | BOWEN FARM SUB'D |
| Legal Lot Number | 6 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 1, EDENTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 930202 |
235 Bowens Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Chowan County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 235 BOWENS RD, EDENTON, NC 27932-9595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2024 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Apr 6, 2023 | Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | Dec 31, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHOWAN NC |
| Recording Date | May 2, 2024 |
| Property Address | 235 BOWENS RD, EDENTON, NC 27932-9595 |
| Document Number | 000581/120 |
| Book / Page | 581 / 120 |
| Map Reference | CAB 1 SL 123-A |
| Instrument Date | Apr 25, 2024 |
| Instrument | 427378 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 N OAKUM ST, EDENTON, NC 27932-1527 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 235 BOWENS RD, EDENTON, NC 27932-9595 |
| Document Number | 0000427379 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 427379 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHOWAN NC |
| Recording Date | Apr 6, 2023 |
| Property Address | 235 BOWENS RD, EDENTON, NC 27932-9595 |
| Document Number | 000568/849 |
| Book / Page | 568 / 849 |
| Map Reference | CAB 1 SL 123-A |
| Instrument Date | Mar 30, 2023 |
| Instrument | 425140 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3989 QUILLING RD, WINSTON SALEM, NC 27104-1505 |
| Name | Verified Name |
|---|---|
| Address | 235 BOWENS RD, EDENTON, NC 27932-9595 |
| Document Number | 0000425141 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 425141 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
The 2026 property tax bill for 235 Bowens Rd was $1,944, up 5.5% from the year before.
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,944.00 (+5.48%) | $243,084 (+0.87%) Land $23,630 Building $219,454 | $243,084 (+0.87%) Land $23,630 Building $219,454 |
| 2025 | $1,843.00 | $240,985 Land $23,630 Building $217,355 | $240,985 Land $23,630 Building $217,355 |
| 2023 | $1,771.00 | $240,985 (-) Land $23,630 Building $217,355 | $240,985 (-) Land $23,630 Building $217,355 |
| 2022 | $1,771.00 | $240,985 Land $23,630 Building $217,355 | $240,985 Land $23,630 Building $217,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 235 Bowens Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 235 Bowens Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
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