235 Ardmore Rd, Des Plaines, IL 60016 Property Records

Cook County property record for 235 Ardmore Rd, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,180 sqft · built 1953
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2019)
Tax Bill	$8,437 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-405-010`

Property Details

APN / Parcel Number

Primary APN	`09-07-405-010`
Alternative APN	`09-07-405-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1954
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	235 ARDMORE RD
City	DES PLAINES
State	IL
Zip	60016-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H M (CORNELL) & COS (CUMBERLAND) SUB OF SH SE SE SEC 7 ALSO PT EH NE NE SEC 18 SEC 07-41-12
Legal Range	12E
Legal Township	41N
Legal Section	07
Legal Subdivision	CORNELL & COS CUMBERLAND
Legal Block	6
Legal Lot Number	16
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3014
Census Tract	806103

Owner

235 Ardmore Rd is owned and occupied by an individual who bought it in June 2019.

Source: Cook County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	235 ARDMORE RD, DES PLAINES, IL 60016-2118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jul 14, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Sep 7, 2004 · Amount on File
Deed Document Number	201949026
Prior Transfer Date	Apr 30, 2001
Prior Transfer Doc	0000084041
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 11, 2026
Property Address	235 ARDMORE RD, DES PLAINES, IL 60016-2118
Document Number	0000024167
Instrument Date	Jun 24, 2026
Instrument	202624167
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ARDMORE RD, DES PLAINES, IL 60016-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024167,
Date	Sep 11, 2026
Instrument	202624167

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	235 ARDMORE RD, DES PLAINES, IL 60016-2118
Document Number	2026806323
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ARDMORE RD DES PLAINES IL 600162118, DES PLAINES, IL 60016-2118

Mortgage

Document Number	2026806323
Date	Sep 24, 2020
Instrument	26806323

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 23, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2019
Property Address	235 ARDMORE RD, DES PLAINES, IL 60016-2118
Document Number	1916349026
Instrument Date	Jun 7, 2019
Instrument	16349026
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$295.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2960 GYPSUM CIR NAPERVILLE IL 605644728, NAPERVILLE, IL 60564-4728
Investor	Possibly a Property Investor

Mortgage

Document Number	1916349027
Date	Jun 12, 2019
Instrument	16349027

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	1920506089,
Date	Jun 12, 2019
Instrument	20506089

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 Land $6,600 Building $29,400	$360,000 Land $66,000 Building $294,000
2023	$8,437.00 (+2.47%)
2022	$8,234.00	$32,000 Land $5,610 Building $26,390	$320,000 Land $56,100 Building $263,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 235 Ardmore Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1995)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 1995 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 235 Ardmore Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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