235 Andy Dr, Drummonds, TN 38023 Property Records

Tipton County property record for 235 Andy Dr, Drummonds, TN 38023

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,958 sqft · built 1997
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 1997)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084145C F 00500`

Property Details

APN / Parcel Number

Primary APN	`084145C F 00500`
Alternative APN	`145C F 00500`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,958 sqft Living Area
1st Floor Area	1,530 sqft
Upper Floors Area	1,426 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Slab
Porch Area	150 sqft
Patio Area	168 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	235 ANDY DR
City	DRUMMONDS
State	TN
Zip	38023-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 06, COUNTY AREA: S41
Legal Subdivision	ROLLING MEADOWS SEC E
Legal Lot Number	132
Jurisdiction	TIPTON TN
Township / Civil Division	8
Census Block Group	3
Census Block	3014
Census Tract	40303

Owner

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	235 ANDY DR, DRUMMONDS, TN 38023-8917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 1997 · Amount on File
Deed Sale	Dec 8, 1997 · Amount on File
Prior Sale	Jun 9, 1997 · Amount on File
Deed Book / Page	814 / 728
Transfer Doc	0800000456
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	235 ANDY DR, DRUMMONDS, TN 38023-8917
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 ANDY DR, DRUMMONDS, TN 38023-8917

Mortgage

Document Number	0002108419
Date	Dec 24, 2025
Book Page	2108/419
Instrument	289007

Lender

Name	FIRST SOUTH FINANCIAL FEDERAL CREDIT UNI
Address	6471 STAGE RD STE 101, BARTLETT, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 (+5.98%)	$76,800 (-) Land $9,000 Building $67,800
2023		$76,800 Land $9,000 Building $67,800
2022	$1,103.00
2020			$307,200 Land $36,000 Building $271,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	52 (2001–2025)
Claims Outside the SFHA	30 of 52
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 4 claims Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 6 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Cable	2,000 / 75
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20